Consultation pathology during surgery at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$445.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$686.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.00 with VISTA vs $686.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $4.00 ↓ -99%
MEDICAID SIMPLYHLTH MD HMO NC $58.85 ↓ -87%
AMERIGROUP AMERIGROUP $58.85 ↓ -87%
LEON MEDICAL LEON MED MC HMO NC $61.60 ↓ -86%
LEON MEDICAL LEON HEALTH MC HMO $61.60 ↓ -86%
MEDICARE SIMPLYHLTH MC HMO NC $61.60 ↓ -86%
UNITED HEALTHCARE UNITED HEALTHY KIDS $61.80 ↓ -86%
WELLCARE WELL CARE MD HMONC $61.80 ↓ -86%
UNITED HEALTHCARE UNITED MD HMO $61.80 ↓ -86%
SUNSHINE STATE SUNSHINE ST MD HMONC $62.38 ↓ -86%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $63.56 ↓ -86%
AETNA AETNA BETTER HEALTH MEDICAID $63.56 ↓ -86%
BLUE CROSS BCBS MEDICARE PPO $63.76 ↓ -86%
MEDICAID PRESTIGE MD HMO NC $64.74 ↓ -85%
MEDICA HEALTH PLAN MEDICA MCR HMO $65.92 ↓ -85%
HUMANA CAREPLUS MC HMO $67.15 ↓ -85%
HUMANA HUMANA MEDICARE $67.15 ↓ -85%
AVMED AVMED MEDICARE $67.76 ↓ -85%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $67.76 ↓ -85%
AETNA AETNA MEDICARE $69.00 ↓ -85%
CIGNA CIGNA MEDICARE ADVANTAGE $70.23 ↓ -84%
MEDICARE MANAGED CARE PROMINENCE $79.47 ↓ -82%
MEDICARE DEVOTED HEALTH MC HMO $83.17 ↓ -81%
BLUE CROSS MY BLUE EX $116.62 ↓ -74%
UNITED HEALTHCARE UNITED HLTH MC HMO $215.40 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $251.76 ↓ -44%
AETNA AETNA HMO EXCHANGE $260.68 ↓ -42%
BLUE CROSS BLUE SELECT $288.12 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $297.04 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $303.21 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $308.70 ↓ -31%
AETNA AETNA TIER 2 $349.86 ↓ -22%
AETNA AETNA HMO $349.86 ↓ -22%
CIGNA CIGNA HMO $356.72 ↓ -20%
AVMED AVMED ENTRUST $366.32 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $411.60 ↓ -8%
BLUE CROSS BLUE CARE HMO $411.60 ↓ -8%
UNITED HEALTHCARE UNITED HMO $411.60 ↓ -8%
UNITED HEALTHCARE NHP HMO $411.60 ↓ -8%
AVMED AVMED PPO $440.41 ↓ -1%
AVMED AVMED INDIVIDUAL $440.41 ↓ -1%
AVMED AVMED HMO $440.41 ↓ -1%
BLUE CROSS BLUE CROSS $444.53 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $445.90 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $514.50 ↑ +15%
UNITED HEALTHCARE INTL UNITED HEALTH $548.80 ↑ +23%
CIGNA CIGNA PPO $548.80 ↑ +23%
AETNA AETNA PPO $548.80 ↑ +23%
UNITED HEALTHCARE UNITED PPO $548.80 ↑ +23%
AFFORDABLE AFFORDABLE PPO $583.10 ↑ +31%
PHCS PHCS $617.40 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $617.40 ↑ +38%
QUALITY HEALTH MULTIPLAN $617.40 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $686.00 ↑ +54%

Visitor-reported prices

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Consultation pathology during surgery at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $244.00 $58.52 – $102.82
Adventhealth Palm Coast Parkway Palm Coast $124.75 $58.52 – $131.58
Adventhealth Tampa Tampa $331.57 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $73.17 $58.52 – $134.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $305.00 $33.84 – $280.39
Adventhealth Port Charlotte Port Charlotte $249.89 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $187.85 $21.17 – $216.75
martin north hospital Stuart $306.80 $21.17 – $236.00

All Florida hospitals for this procedure →