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Chest CT scan (with contrast) at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$3,599.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,537.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.89 with VISTA vs $5,537.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $167.89 ↓ -95%
LEON MEDICAL LEON MED MC HMO NC $183.17 ↓ -95%
LEON MEDICAL LEON HEALTH MC HMO $183.17 ↓ -95%
MEDICARE SIMPLYHLTH MC HMO NC $183.17 ↓ -95%
BLUE CROSS BCBS MEDICARE PPO $189.58 ↓ -95%
MEDICA HEALTH PLAN MEDICA MCR HMO $195.99 ↓ -95%
AMERIGROUP AMERIGROUP $197.10 ↓ -95%
MEDICAID SIMPLYHLTH MD HMO NC $197.10 ↓ -95%
HUMANA HUMANA MEDICARE $199.65 ↓ -94%
HUMANA CAREPLUS MC HMO $199.65 ↓ -94%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $201.48 ↓ -94%
AVMED AVMED MEDICARE $201.48 ↓ -94%
AETNA AETNA MEDICARE $205.15 ↓ -94%
WELLCARE WELL CARE MD HMONC $206.95 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHY KIDS $206.95 ↓ -94%
UNITED HEALTHCARE UNITED MD HMO $206.95 ↓ -94%
CIGNA CIGNA MEDICARE ADVANTAGE $208.81 ↓ -94%
SUNSHINE STATE SUNSHINE ST MD HMONC $208.92 ↓ -94%
AETNA AETNA BETTER HEALTH MEDICAID $212.86 ↓ -94%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $212.86 ↓ -94%
MEDICAID PRESTIGE MD HMO NC $216.81 ↓ -94%
MEDICARE MANAGED CARE PROMINENCE $236.29 ↓ -93%
MEDICARE DEVOTED HEALTH MC HMO $247.28 ↓ -93%
BLUE CROSS MY BLUE EX $941.29 ↓ -74%
UNITED HEALTHCARE UNITED HLTH MC HMO $1,738.62 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $2,032.08 ↓ -44%
AETNA AETNA HMO EXCHANGE $2,104.06 ↓ -42%
BLUE CROSS BLUE SELECT $2,325.54 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,397.52 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $2,447.35 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $2,491.65 ↓ -31%
AETNA AETNA TIER 2 $2,823.87 ↓ -22%
AETNA AETNA HMO $2,823.87 ↓ -22%
CIGNA CIGNA HMO $2,879.24 ↓ -20%
AVMED AVMED ENTRUST $2,956.76 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $3,322.20 ↓ -8%
BLUE CROSS BLUE CARE HMO $3,322.20 ↓ -8%
UNITED HEALTHCARE NHP HMO $3,322.20 ↓ -8%
UNITED HEALTHCARE UNITED HMO $3,322.20 ↓ -8%
AVMED AVMED INDIVIDUAL $3,554.75 ↓ -1%
AVMED AVMED HMO $3,554.75 ↓ -1%
AVMED AVMED PPO $3,554.75 ↓ -1%
BLUE CROSS BLUE CROSS $3,587.98 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $3,599.05 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $4,152.75 ↑ +15%
CIGNA CIGNA PPO $4,429.60 ↑ +23%
AETNA AETNA PPO $4,429.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $4,429.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $4,429.60 ↑ +23%
AFFORDABLE AFFORDABLE PPO $4,706.45 ↑ +31%
PHCS PHCS $4,983.30 ↑ +38%
QUALITY HEALTH MULTIPLAN $4,983.30 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $4,983.30 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $5,537.00 ↑ +54%

Visitor-reported prices

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Chest CT scan (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $1,329.25 $51.56 – $1,304.75
martin north hospital Stuart $1,246.70 $46.14 – $767.50
indian river hospital Vero Beach $1,246.70 $47.06 – $1,228.00
Bethesda Hospital East BOYNTON BEACH $3,599.05 $183.17 – $4,983.30
Baptist Hospital MIAMI $3,836.30 $173.17 – $4,983.30
Boca Raton Regional Hospital BOCA RATON $3,272.75 $179.88 – $3,287.86
Baptist Health Hospital Doral SOUTH MIAMI $3,836.30 $183.17 – $4,983.30
Doctors Hospital CORAL GABLES $3,599.05 $183.17 – $4,983.30

All Florida hospitals for this procedure →