Catheter w/bag 3-way at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$128.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$198.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.66 with BLUE CROSS vs $198.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS MY BLUE EX $33.66 ↓ -74%
UNITED HEALTHCARE UNITED HLTH MC HMO $62.17 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $72.67 ↓ -44%
AETNA AETNA HMO EXCHANGE $75.24 ↓ -42%
BLUE CROSS BLUE SELECT $83.16 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $85.73 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $87.52 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $89.10 ↓ -31%
AETNA AETNA TIER 2 $100.98 ↓ -22%
AETNA AETNA HMO $100.98 ↓ -22%
CIGNA CIGNA HMO $102.96 ↓ -20%
AVMED AVMED ENTRUST $105.73 ↓ -18%
BLUE CROSS BLUE CARE HMO $118.80 ↓ -8%
UNITED HEALTHCARE UNITED HMO $118.80 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $118.80 ↓ -8%
UNITED HEALTHCARE NHP HMO $118.80 ↓ -8%
AVMED AVMED PPO $127.12 ↓ -1%
AVMED AVMED HMO $127.12 ↓ -1%
AVMED AVMED INDIVIDUAL $127.12 ↓ -1%
BLUE CROSS BLUE CROSS $128.30 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $128.70 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $148.50 ↑ +15%
AETNA AETNA PPO $158.40 ↑ +23%
CIGNA CIGNA PPO $158.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $158.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $158.40 ↑ +23%
VISTA COVENTRY MEDICAID $167.89 ↑ +30%
AFFORDABLE AFFORDABLE PPO $168.30 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $178.20 ↑ +38%
PHCS PHCS $178.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $178.20 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $198.00 ↑ +54%

Visitor-reported prices

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Catheter w/bag 3-way at other Florida hospitals

Hospital City Cash price Negotiated range
Baptist Hospital MIAMI $128.70 $34.25 – $178.20
Bethesda Hospital East BOYNTON BEACH $128.70 $39.80 – $178.20
Doctors Hospital CORAL GABLES $128.70 $34.65 – $178.20
Baptist Health Hospital Doral SOUTH MIAMI $128.70 $34.45 – $178.20
Fishermens Community Hospital MARATHON $128.70 $33.07 – $178.20
Mariners Hospital TAVERNIER $128.70 $34.25 – $178.20
West Kendall Baptist Hospital MIAMI $128.70 $33.86 – $178.20
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $17.95 – $26.93

All Florida hospitals for this procedure →