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Brain MRI (without contrast) at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$3,469.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,337.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.66 with AMERIGROUP vs $5,337.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AMERIGROUP AMERIGROUP $73.66 ↓ -98%
MEDICAID SIMPLYHLTH MD HMO NC $73.66 ↓ -98%
WELLCARE WELL CARE MD HMONC $77.34 ↓ -98%
UNITED HEALTHCARE UNITED HEALTHY KIDS $77.34 ↓ -98%
UNITED HEALTHCARE UNITED MD HMO $77.34 ↓ -98%
SUNSHINE STATE SUNSHINE ST MD HMONC $78.08 ↓ -98%
AETNA AETNA BETTER HEALTH MEDICAID $79.55 ↓ -98%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $79.55 ↓ -98%
MEDICAID PRESTIGE MD HMO NC $81.02 ↓ -98%
LEON MEDICAL LEON MED MC HMO NC $124.58 ↓ -96%
LEON MEDICAL LEON HEALTH MC HMO $124.58 ↓ -96%
MEDICARE SIMPLYHLTH MC HMO NC $124.58 ↓ -96%
BLUE CROSS BCBS MEDICARE PPO $128.94 ↓ -96%
MEDICA HEALTH PLAN MEDICA MCR HMO $133.30 ↓ -96%
HUMANA HUMANA MEDICARE $135.80 ↓ -96%
HUMANA CAREPLUS MC HMO $135.80 ↓ -96%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $137.04 ↓ -96%
AVMED AVMED MEDICARE $137.04 ↓ -96%
AETNA AETNA MEDICARE $139.53 ↓ -96%
CIGNA CIGNA MEDICARE ADVANTAGE $142.03 ↓ -96%
MEDICARE MANAGED CARE PROMINENCE $160.71 ↓ -95%
VISTA COVENTRY MEDICAID $167.89 ↓ -95%
MEDICARE DEVOTED HEALTH MC HMO $168.19 ↓ -95%
BLUE CROSS MY BLUE EX $907.29 ↓ -74%
UNITED HEALTHCARE UNITED HLTH MC HMO $1,675.82 ↓ -52%
NON CONTRACTED OSCAR HEALTH EXCHANGE $1,958.68 ↓ -44%
AETNA AETNA HMO EXCHANGE $2,028.06 ↓ -42%
BLUE CROSS BLUE SELECT $2,241.54 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,310.92 ↓ -33%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $2,358.95 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $2,401.65 ↓ -31%
AETNA AETNA TIER 2 $2,721.87 ↓ -22%
AETNA AETNA HMO $2,721.87 ↓ -22%
CIGNA CIGNA HMO $2,775.24 ↓ -20%
AVMED AVMED ENTRUST $2,849.96 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $3,202.20 ↓ -8%
BLUE CROSS BLUE CARE HMO $3,202.20 ↓ -8%
UNITED HEALTHCARE NHP HMO $3,202.20 ↓ -8%
UNITED HEALTHCARE UNITED HMO $3,202.20 ↓ -8%
AVMED AVMED INDIVIDUAL $3,426.35 ↓ -1%
AVMED AVMED HMO $3,426.35 ↓ -1%
AVMED AVMED PPO $3,426.35 ↓ -1%
BLUE CROSS BLUE CROSS $3,458.38 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $3,469.05 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $4,002.75 ↑ +15%
CIGNA CIGNA PPO $4,269.60 ↑ +23%
AETNA AETNA PPO $4,269.60 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $4,269.60 ↑ +23%
UNITED HEALTHCARE UNITED PPO $4,269.60 ↑ +23%
AFFORDABLE AFFORDABLE PPO $4,536.45 ↑ +31%
PHCS PHCS $4,803.30 ↑ +38%
QUALITY HEALTH MULTIPLAN $4,803.30 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $4,803.30 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $5,337.00 ↑ +54%

Visitor-reported prices

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Brain MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Fishermens Community Hospital MARATHON $3,469.05 $73.66 – $4,803.30
West Kendall Baptist Hospital MIAMI $3,469.05 $73.66 – $4,803.30
cleveland clinic florida weston hospital Weston $1,778.40 $61.08 – $1,772.25
indian river hospital Vero Beach $1,643.85 $65.36 – $1,668.00
martin north hospital Stuart $1,643.85 $54.65 – $1,042.50
Baptist Hospital MIAMI $3,469.05 $75.98 – $4,803.30
Bethesda Hospital East BOYNTON BEACH $3,469.05 $75.98 – $4,803.30
Boca Raton Regional Hospital BOCA RATON $3,110.25 $122.35 – $3,033.84

All Florida hospitals for this procedure →