Biopsy skin incisional single lesion at Homestead Hospital

975 BAPTIST WAY, HOMESTEAD, FL · Baptist Health South Florida · · NPI 1578547865

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$1,075.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,655.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.89 with VISTA vs $1,655.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VISTA COVENTRY MEDICAID $167.89 ↓ -84%
MEDICAID SIMPLYHLTH MD HMO NC $265.17 ↓ -75%
AMERIGROUP AMERIGROUP $265.17 ↓ -75%
UNITED HEALTHCARE UNITED HEALTHY KIDS $278.43 ↓ -74%
WELLCARE WELL CARE MD HMONC $278.43 ↓ -74%
UNITED HEALTHCARE UNITED MD HMO $278.43 ↓ -74%
SUNSHINE STATE SUNSHINE ST MD HMONC $281.08 ↓ -74%
BLUE CROSS MY BLUE EX $281.35 ↓ -74%
AETNA AETNA BETTER HEALTH MEDICAID $286.39 ↓ -73%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $286.39 ↓ -73%
MEDICAID PRESTIGE MD HMO NC $291.69 ↓ -73%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $380.65 ↓ -65%
CIGNA CIGNA HMO $446.85 ↓ -58%
UNITED HEALTHCARE UNITED HLTH MC HMO $519.67 ↓ -52%
UNITED HEALTHCARE NHP HMO $539.00 ↓ -50%
UNITED HEALTHCARE UNITED HMO $539.00 ↓ -50%
NON CONTRACTED OSCAR HEALTH EXCHANGE $607.39 ↓ -44%
AETNA AETNA HMO EXCHANGE $628.90 ↓ -42%
BLUE CROSS BLUE SELECT $695.10 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $716.62 ↓ -33%
AMERIHEALTH AMERIHTH CARITAS NXT EX $744.75 ↓ -31%
LEON MEDICAL LEON MED MC HMO NC $771.80 ↓ -28%
MEDICARE SIMPLYHLTH MC HMO NC $771.80 ↓ -28%
LEON MEDICAL LEON HEALTH MC HMO $771.80 ↓ -28%
BLUE CROSS BCBS MEDICARE PPO $798.81 ↓ -26%
MEDICA HEALTH PLAN MEDICA MCR HMO $825.82 ↓ -23%
HUMANA CAREPLUS MC HMO $841.26 ↓ -22%
HUMANA HUMANA MEDICARE $841.26 ↓ -22%
AETNA AETNA TIER 2 $844.05 ↓ -22%
AETNA AETNA HMO $844.05 ↓ -22%
AVMED AVMED MEDICARE $848.98 ↓ -21%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $848.98 ↓ -21%
AETNA AETNA MEDICARE $864.41 ↓ -20%
CIGNA CIGNA MEDICARE ADVANTAGE $879.85 ↓ -18%
AVMED AVMED ENTRUST $883.77 ↓ -18%
BLUE CROSS BCBS NETWORKBLUE $993.00 ↓ -8%
BLUE CROSS BLUE CARE HMO $993.00 ↓ -8%
MEDICARE MANAGED CARE PROMINENCE $995.62 ↓ -7%
MEDICARE DEVOTED HEALTH MC HMO $1,041.93 ↓ -3%
AVMED AVMED INDIVIDUAL $1,062.51 ↓ -1%
AVMED AVMED PPO $1,062.51 ↓ -1%
AVMED AVMED HMO $1,062.51 ↓ -1%
BLUE CROSS BLUE CROSS $1,072.44 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $1,075.75 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $1,241.25 ↑ +15%
CIGNA CIGNA PPO $1,324.00 ↑ +23%
AETNA AETNA PPO $1,324.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $1,324.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $1,324.00 ↑ +23%
AFFORDABLE AFFORDABLE PPO $1,406.75 ↑ +31%
PHCS PHCS $1,489.50 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $1,489.50 ↑ +38%
QUALITY HEALTH MULTIPLAN $1,489.50 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $1,655.00 ↑ +54%

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Biopsy skin incisional single lesion at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,548.00 $733.21 – $1,288.13
Adventhealth Tampa Tampa $2,025.45 $771.80 – $1,713.39
AdventHealth New Smyrna Beach New Smyrna Beach $1,695.43 $733.21 – $1,685.99
cleveland clinic florida weston hospital Weston $1,491.75 $36.84 – $1,950.75
martin north hospital Stuart $1,491.75 $50.04 – $1,147.50
indian river hospital Vero Beach $1,491.75 $36.84 – $1,836.00
Baptist Hospital MIAMI $1,075.75 $173.17 – $1,489.50
Bethesda Hospital East BOYNTON BEACH $1,075.75 $273.54 – $1,489.50

All Florida hospitals for this procedure →