Surgical pathology level 6 gross & microscopic examination at HCA FLORIDA TWIN CITIES HOSPITAL

160 Twin Springs Way, DEFUNIAK SPRINGS, FL · HCA Florida Healthcare · · NPI 1891732988

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

$4,591.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,591.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$277.60 with CorVel Corporation vs $4,131.90 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $277.60 ↓ -94%
Prime Health WC $283.44 ↓ -94%
Careworks (Rockport Community) WORKERSCOMP $292.21 ↓ -94%
Oscar HIX $596.83 ↓ -87%
United AllPayerAppendix $656.15 ↓ -86%
Simply MGMCR $707.01 ↓ -85%
Simply Healthcare HIX $766.70 ↓ -83%
Molina Healthcare MGMCR $872.29 ↓ -81%
United OptionsPPO $1,097.25 ↓ -76%
AvMed HMOFI $1,147.75 ↓ -75%
Sunshine State Health Plan QHP $1,170.70 ↓ -75%
Aetna ASA $1,377.30 ↓ -70%
AvMed ASOEO $1,377.30 ↓ -70%
Molina Healthcare HIX $1,469.12 ↓ -68%
United GlobalBenefitPlan $2,065.95 ↓ -55%
Plotkin Health COMM $2,295.50 ↓ -50%
AvMed HIXOON $2,295.50 ↓ -50%
Prime Health Sheriff COMM $2,295.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $2,295.50 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $2,984.15 ↓ -35%
Multiplan Primary $3,580.98 ↓ -22%
Multiplan Complementary $3,902.35 ↓ -15%
PPO Next COMM $3,902.35 ↓ -15%
PPO Next PPO $3,902.35 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $3,902.35 ↓ -15%
NovaNet COMM $4,131.90 ↓ -10%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $867.45 not published
Adventhealth Lake Wales Lake Wales $2,402.67 not published
Adventhealth Palm Coast Parkway Palm Coast $1,690.20 not published
Adventhealth Tampa Tampa $2,669.63 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,650.05 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $5,967.00 $274.61 – $656.15
Adventhealth Port Charlotte Port Charlotte $3,231.32 $841.35 – $1,536.31
cleveland clinic florida weston hospital Weston $783.25 $84.20 – $1,205.00

All Florida hospitals for this procedure →