Neck (Cervical Spine) MRI (with and without contrast) at HCA FLORIDA TWIN CITIES HOSPITAL

160 Twin Springs Way, DEFUNIAK SPRINGS, FL · HCA Florida Healthcare · · NPI 1891732988

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

$5,030.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,030.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$774.62 with Simply vs $5,368.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $774.62 ↓ -85%
United AllPayerAppendix $828.27 ↓ -84%
Molina Healthcare MGMCR $955.70 ↓ -81%
United OptionsPPO $1,202.17 ↓ -76%
Sunshine State Health Plan QHP $1,282.65 ↓ -75%
Aetna ASA $1,509.00 ↓ -70%
Molina Healthcare HIX $1,609.60 ↓ -68%
United GlobalBenefitPlan $2,263.50 ↓ -55%
AvMed HIXOON $2,515.00 ↓ -50%
Plotkin Health COMM $2,515.00 ↓ -50%
Prime Health Sheriff COMM $2,515.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $2,515.00 ↓ -50%
AvMed HMOFI $3,266.00 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $3,269.50 ↓ -35%
Aetna QHP $3,399.00 ↓ -32%
AvMed ASOEO $3,623.00 ↓ -28%
Multiplan Primary $3,923.40 ↓ -22%
CorVel Corporation WORKERSCOMP $4,036.79 ↓ -20%
Prime Health WC $4,121.77 ↓ -18%
Careworks (Rockport Community) WORKERSCOMP $4,249.25 ↓ -16%
PPO Next PPO $4,275.50 ↓ -15%
PPO Next COMM $4,275.50 ↓ -15%
Multiplan Complementary $4,275.50 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $4,275.50 ↓ -15%
NovaNet COMM $4,527.00 ↓ -10%
Aetna PPO $5,100.00 ↑ +1%
Aetna HMO $5,100.00 ↑ +1%
Aetna HMO/PPO $5,368.00 ↑ +7%

Visitor-reported prices

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Neck (Cervical Spine) MRI (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $7,651.15 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $16,091.43 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $6,930.33 $346.11 – $1,177.02
Adventhealth Tampa Tampa $8,293.32 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $6,329.67 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $12,182.99 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,657.20 $107.10 – $2,618.00
martin north hospital Stuart $2,570.10 $95.83 – $1,540.00

All Florida hospitals for this procedure →