Knee MRI (with contrast) at HCA FLORIDA TWIN CITIES HOSPITAL

160 Twin Springs Way, DEFUNIAK SPRINGS, FL · HCA Florida Healthcare · · NPI 1891732988

Source: hospital's published price file ↗ · Published Sep 1, 2026 · Ingested Sep 24, 2026

$4,024.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,024.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$546.94 with CorVel Corporation vs $5,368.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $546.94 ↓ -86%
Prime Health WC $558.46 ↓ -86%
Careworks (Rockport Community) WORKERSCOMP $575.73 ↓ -86%
Simply MGMCR $619.70 ↓ -85%
Molina Healthcare MGMCR $764.56 ↓ -81%
United OptionsPPO $961.74 ↓ -76%
Sunshine State Health Plan QHP $1,026.12 ↓ -75%
Aetna ASA $1,207.20 ↓ -70%
Molina Healthcare HIX $1,287.68 ↓ -68%
United AllPayerAppendix $1,609.16 ↓ -60%
United GlobalBenefitPlan $1,810.80 ↓ -55%
AvMed HIXOON $2,012.00 ↓ -50%
Prime Health Sheriff COMM $2,012.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $2,012.00 ↓ -50%
Plotkin Health COMM $2,012.00 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $2,615.60 ↓ -35%
Multiplan Primary $3,138.72 ↓ -22%
AvMed HMOFI $3,266.00 ↓ -19%
Aetna QHP $3,399.00 ↓ -16%
PPO Next COMM $3,420.40 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $3,420.40 ↓ -15%
Multiplan Complementary $3,420.40 ↓ -15%
PPO Next PPO $3,420.40 ↓ -15%
NovaNet COMM $3,621.60 ↓ -10%
AvMed ASOEO $3,623.00 ↓ -10%
Aetna PPO $5,100.00 ↑ +27%
Aetna HMO $5,100.00 ↑ +27%
Aetna HMO/PPO $5,368.00 ↑ +33%

Visitor-reported prices

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Knee MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $10,343.68 $701.93 – $1,366.30
Adventhealth Lake Wales Lake Wales $2,537.52 $577.59 – $1,817.36
Adventhealth Palm Coast Parkway Palm Coast $7,560.36 $633.75 – $1,748.52
Adventhealth Tampa Tampa $7,308.76 $569.57 – $1,817.36
AdventHealth New Smyrna Beach New Smyrna Beach $2,678.05 $777.70 – $1,788.30
Adventhealth Port Charlotte Port Charlotte $7,823.28 $595.24 – $1,494.82
cleveland clinic florida weston hospital Weston $4,892.55 $68.33 – $5,791.90
martin north hospital Stuart $4,429.10 $61.14 – $3,407.00

All Florida hospitals for this procedure →