Pelvic MRI (without contrast) at HCA FLORIDA POINCIANA HOSPITAL

8460 CHAMPIONS GATE BLVD, DAVENPORT, FL · HCA Florida Healthcare · · NPI 1912246786

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$8,573.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,573.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $7,287.86 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79 ↓ -94%
Optimum MGMCR $617.32 ↓ -93%
Freedom Health MCR $617.32 ↓ -93%
Simply MGMCR $1,320.39 ↓ -85%
Aetna QHP $1,580.00 ↓ -82%
AvMed HIX $1,625.00 ↓ -81%
Molina Healthcare MGMCR $1,629.05 ↓ -81%
Aetna PPO $1,947.00 ↓ -77%
Aetna HMO $1,947.00 ↓ -77%
Sunshine State Health Plan QHP $2,186.36 ↓ -74%
Molina Healthcare HIX $2,314.97 ↓ -73%
Aetna ASA $2,572.19 ↓ -70%
CorVel Corporation WORKERSCOMP $2,745.61 ↓ -68%
Prime Health WC $2,803.42 ↓ -67%
United OptionsPPO $2,812.26 ↓ -67%
Careworks (Rockport Community) WORKERSCOMP $2,890.12 ↓ -66%
AvMed HMOFI $3,110.00 ↓ -64%
AvMed ASOEO $3,418.00 ↓ -60%
United GlobalBenefitPlan $3,858.28 ↓ -55%
Plotkin Health COMM $4,286.98 ↓ -50%
AvMed HIXOON $4,286.98 ↓ -50%
Prime Health Sheriff COMM $4,286.98 ↓ -50%
Prime Health Sheriff WORKERSCOMP $4,286.98 ↓ -50%
Multiplan PRIMARYPPO $6,430.46 ↓ -25%
Multiplan Primary $6,687.68 ↓ -22%
Multiplan COMPLEMENTARYPPO $7,287.86 ↓ -15%
Multiplan Complementary $7,287.86 ↓ -15%

Visitor-reported prices

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Pelvic MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $4,972.46 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $2,930.17 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,468.13 $236.71 – $703.89
Adventhealth Tampa Tampa $5,191.26 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $4,113.39 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $8,410.05 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,772.55 $61.37 – $1,772.25
martin north hospital Stuart $1,355.25 $54.91 – $1,042.50

All Florida hospitals for this procedure →