Neck (Cervical Spine) MRI (with contrast) at HCA FLORIDA POINCIANA HOSPITAL

8460 CHAMPIONS GATE BLVD, DAVENPORT, FL · HCA Florida Healthcare · · NPI 1912246786

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$16,624.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,624.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $14,130.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27 ↓ -95%
Optimum MGMCR $1,196.93 ↓ -93%
Freedom Health MCR $1,196.93 ↓ -93%
Aetna QHP $1,580.00 ↓ -90%
AvMed HIX $1,625.00 ↓ -90%
Aetna PPO $1,947.00 ↓ -88%
Aetna HMO $1,947.00 ↓ -88%
Simply MGMCR $2,560.10 ↓ -85%
AvMed HMOFI $3,110.00 ↓ -81%
Molina Healthcare MGMCR $3,158.56 ↓ -81%
AvMed ASOEO $3,418.00 ↓ -79%
Sunshine State Health Plan QHP $4,239.12 ↓ -75%
CorVel Corporation WORKERSCOMP $4,383.36 ↓ -74%
Prime Health WC $4,475.64 ↓ -73%
Molina Healthcare HIX $4,488.48 ↓ -73%
Careworks (Rockport Community) WORKERSCOMP $4,614.06 ↓ -72%
Aetna ASA $4,987.20 ↓ -70%
United OptionsPPO $5,452.67 ↓ -67%
United GlobalBenefitPlan $7,480.80 ↓ -55%
Plotkin Health COMM $8,312.00 ↓ -50%
AvMed HIXOON $8,312.00 ↓ -50%
Prime Health Sheriff COMM $8,312.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $8,312.00 ↓ -50%
Multiplan PRIMARYPPO $12,468.00 ↓ -25%
Multiplan Primary $12,966.72 ↓ -22%
Multiplan Complementary $14,130.40 ↓ -15%
Multiplan COMPLEMENTARYPPO $14,130.40 ↓ -15%

Visitor-reported prices

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Neck (Cervical Spine) MRI (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $5,962.04 $346.11 – $748.98
Adventhealth Palm Coast Parkway Palm Coast $5,400.39 $346.11 – $1,140.93
Adventhealth Tampa Tampa $6,554.38 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,736.05 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $13,455.82 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,510.95 $79.97 – $2,618.00
martin north hospital Stuart $2,002.00 $71.56 – $1,540.00
indian river hospital Vero Beach $508.95 $84.61 – $783.00

All Florida hospitals for this procedure →