MRI chest without & w/contrast at HCA FLORIDA POINCIANA HOSPITAL

8460 CHAMPIONS GATE BLVD, DAVENPORT, FL · HCA Florida Healthcare · · NPI 1912246786

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10,749.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,749.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$773.94 with Optimum vs $9,136.82 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $773.94 ↓ -93%
Freedom Health MCR $773.94 ↓ -93%
United AllPayerAppendix $828.27 ↓ -92%
Aetna QHP $1,580.00 ↓ -85%
AvMed HIX $1,625.00 ↓ -85%
Simply MGMCR $1,655.38 ↓ -85%
Aetna PPO $1,947.00 ↓ -82%
Aetna HMO $1,947.00 ↓ -82%
Molina Healthcare MGMCR $2,042.35 ↓ -81%
Sunshine State Health Plan QHP $2,741.05 ↓ -74%
Molina Healthcare HIX $2,902.28 ↓ -73%
AvMed HMOFI $3,110.00 ↓ -71%
Aetna ASA $3,224.76 ↓ -70%
AvMed ASOEO $3,418.00 ↓ -68%
United OptionsPPO $3,525.74 ↓ -67%
CorVel Corporation WORKERSCOMP $3,554.39 ↓ -67%
Prime Health WC $3,629.22 ↓ -66%
Careworks (Rockport Community) WORKERSCOMP $3,741.46 ↓ -65%
United GlobalBenefitPlan $4,837.14 ↓ -55%
Plotkin Health COMM $5,374.60 ↓ -50%
AvMed HIXOON $5,374.60 ↓ -50%
Prime Health Sheriff COMM $5,374.60 ↓ -50%
Prime Health Sheriff WORKERSCOMP $5,374.60 ↓ -50%
Multiplan PRIMARYPPO $8,061.90 ↓ -25%
Multiplan Primary $8,384.38 ↓ -22%
Multiplan COMPLEMENTARYPPO $9,136.82 ↓ -15%
Multiplan Complementary $9,136.82 ↓ -15%

Visitor-reported prices

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MRI chest without & w/contrast at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,295.83 $346.11 – $865.63
Adventhealth Lake Wales Lake Wales $11,302.34 $364.32 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,702.71 $346.11 – $1,177.02
Adventhealth Tampa Tampa $7,513.52 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $5,994.31 $346.11 – $1,130.31
Adventhealth Port Charlotte Port Charlotte $9,053.14 $364.32 – $687.95
cleveland clinic florida weston hospital Weston $2,589.60 $93.47 – $2,618.00
martin north hospital Stuart $2,002.00 $83.63 – $1,540.00

All Florida hospitals for this procedure →