Tbs techl calculation only at Doctors Hospital

5000 UNIVERSITY DRIVE, CORAL GABLES, FL · Baptist Health South Florida · · NPI 1952351983

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$253.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$390.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.38 with MEDICAID vs $390.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAID SIMPLYHLTH MD HMO NC $46.38 ↓ -82%
AMERIGROUP AMERIGROUP $46.38 ↓ -82%
WELLCARE WELL CARE MD HMONC $48.70 ↓ -81%
UNITED HEALTHCARE UNITED HEALTHY KIDS $48.70 ↓ -81%
UNITED HEALTHCARE UNITED MD HMO $48.70 ↓ -81%
SUNSHINE STATE SUNSHINE ST MD HMONC $49.16 ↓ -81%
VISTA COVENTRY MEDICAID $50.09 ↓ -80%
AETNA AETNA BETTER HEALTH MEDICAID $50.09 ↓ -80%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $50.09 ↓ -80%
MEDICAID PRESTIGE MD HMO NC $51.02 ↓ -80%
BLUE CROSS MY BLUE EX $68.25 ↓ -73%
MEDICARE SIMPLYHLTH MC HMO NC $90.88 ↓ -64%
BLUE CROSS BCBS MEDICARE PPO $94.06 ↓ -63%
MEDICA HEALTH PLAN MEDICA MCR HMO $97.24 ↓ -62%
HUMANA CAREPLUS MC HMO $99.06 ↓ -61%
HUMANA HUMANA MEDICARE $99.06 ↓ -61%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $99.97 ↓ -61%
AVMED AVMED MEDICARE $99.97 ↓ -61%
LEON MEDICAL LEON HEALTH MC HMO $101.78 ↓ -60%
AETNA AETNA MEDICARE $101.78 ↓ -60%
LEON MEDICAL LEON MED MC HMO NC $101.78 ↓ -60%
CIGNA CIGNA MEDICARE ADVANTAGE $103.60 ↓ -59%
MEDICARE MANAGED CARE PROMINENCE $117.23 ↓ -54%
UNITED HEALTHCARE UNITED HLTH MC HMO $122.46 ↓ -52%
MEDICARE DEVOTED HEALTH MC HMO $122.69 ↓ -52%
AVMED AVMED ENTRUST $139.23 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $143.13 ↓ -44%
AETNA AETNA HMO EXCHANGE $148.20 ↓ -42%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $148.20 ↓ -42%
AVMED AVMED INDIVIDUAL $158.34 ↓ -38%
AVMED AVMED HMO $162.24 ↓ -36%
BLUE CROSS BLUE SELECT $163.80 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $171.99 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $175.50 ↓ -31%
AVMED AVMED PPO $193.05 ↓ -24%
AETNA AETNA TIER 2 $198.90 ↓ -22%
AETNA AETNA HMO $198.90 ↓ -22%
CIGNA CIGNA HMO $202.80 ↓ -20%
UNITED HEALTHCARE NHP HMO $234.00 ↓ -8%
BLUE CROSS BCBS NETWORKBLUE $234.00 ↓ -8%
BLUE CROSS BLUE CARE HMO $234.00 ↓ -8%
UNITED HEALTHCARE UNITED HMO $234.00 ↓ -8%
BLUE CROSS BLUE CROSS $252.72 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $253.50 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $292.50 ↑ +15%
CIGNA CIGNA PPO $312.00 ↑ +23%
UNITED HEALTHCARE UNITED PPO $312.00 ↑ +23%
AETNA AETNA PPO $312.00 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $312.00 ↑ +23%
AFFORDABLE AFFORDABLE PPO $331.50 ↑ +31%
PHCS PHCS $351.00 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $351.00 ↑ +38%
QUALITY HEALTH MULTIPLAN $351.00 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION 2 $351.00 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $390.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Tbs techl calculation only at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $220.51 $86.33 – $151.68
Adventhealth Palm Coast Parkway Palm Coast $215.13 $86.33 – $206.53
Adventhealth Tampa Tampa $299.00 $90.88 – $201.75
cleveland clinic florida weston hospital Weston $494.00 $3.08 – $646.00
martin north hospital Stuart $494.00 $27.47 – $380.00
indian river hospital Vero Beach $494.00 $3.08 – $608.00
Baptist Hospital MIAMI $253.50 $47.84 – $351.00
Bethesda Hospital East BOYNTON BEACH $253.50 $47.84 – $351.00

All Florida hospitals for this procedure →