Lower Back (Lumbar Spine) MRI (without contrast) at Doctors Hospital

5000 UNIVERSITY DRIVE, CORAL GABLES, FL · Baptist Health South Florida · · NPI 1952351983

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$3,775.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,808.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.66 with MEDICAID vs $5,808.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAID SIMPLYHLTH MD HMO NC $73.66 ↓ -98%
AMERIGROUP AMERIGROUP $73.66 ↓ -98%
UNITED HEALTHCARE UNITED HEALTHY KIDS $77.34 ↓ -98%
WELLCARE WELL CARE MD HMONC $77.34 ↓ -98%
UNITED HEALTHCARE UNITED MD HMO $77.34 ↓ -98%
SUNSHINE STATE SUNSHINE ST MD HMONC $78.08 ↓ -98%
AETNA AETNA BETTER HEALTH HEALTHY KIDS $79.55 ↓ -98%
AETNA AETNA BETTER HEALTH MEDICAID $79.55 ↓ -98%
VISTA COVENTRY MEDICAID $79.55 ↓ -98%
MEDICAID PRESTIGE MD HMO NC $81.02 ↓ -98%
MEDICARE SIMPLYHLTH MC HMO NC $124.58 ↓ -97%
BLUE CROSS BCBS MEDICARE PPO $128.94 ↓ -97%
MEDICA HEALTH PLAN MEDICA MCR HMO $133.30 ↓ -96%
HUMANA CAREPLUS MC HMO $135.80 ↓ -96%
HUMANA HUMANA MEDICARE $135.80 ↓ -96%
AVMED AVMED MEDICARE $137.04 ↓ -96%
MEDICARE MANAGED CARE DOCTORS HEALTHCARE MC HMO $137.04 ↓ -96%
LEON MEDICAL LEON MED MC HMO NC $139.53 ↓ -96%
AETNA AETNA MEDICARE $139.53 ↓ -96%
LEON MEDICAL LEON HEALTH MC HMO $139.53 ↓ -96%
CIGNA CIGNA MEDICARE ADVANTAGE $142.03 ↓ -96%
MEDICARE MANAGED CARE PROMINENCE $160.71 ↓ -96%
MEDICARE DEVOTED HEALTH MC HMO $168.19 ↓ -96%
BLUE CROSS MY BLUE EX $1,016.40 ↓ -73%
UNITED HEALTHCARE UNITED HLTH MC HMO $1,823.71 ↓ -52%
AVMED AVMED ENTRUST $2,073.46 ↓ -45%
NON CONTRACTED OSCAR HEALTH EXCHANGE $2,131.54 ↓ -44%
AETNA AETNA HMO EXCHANGE $2,207.04 ↓ -42%
CIGNA CIGNA CONNECT NETWORK EXCHANGE $2,207.04 ↓ -42%
AVMED AVMED INDIVIDUAL $2,358.05 ↓ -38%
AVMED AVMED HMO $2,416.13 ↓ -36%
BLUE CROSS BLUE SELECT $2,439.36 ↓ -35%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $2,561.33 ↓ -32%
AMERIHEALTH AMERIHTH CARITAS NXT EX $2,613.60 ↓ -31%
AVMED AVMED PPO $2,874.96 ↓ -24%
AETNA AETNA HMO $2,962.08 ↓ -22%
AETNA AETNA TIER 2 $2,962.08 ↓ -22%
CIGNA CIGNA HMO $3,020.16 ↓ -20%
BLUE CROSS BCBS NETWORKBLUE $3,484.80 ↓ -8%
UNITED HEALTHCARE NHP HMO $3,484.80 ↓ -8%
UNITED HEALTHCARE UNITED HMO $3,484.80 ↓ -8%
BLUE CROSS BLUE CARE HMO $3,484.80 ↓ -8%
BLUE CROSS BLUE CROSS $3,763.58 ↓ -0%
INTERNATIONAL INTERNATIONAL AETNA $3,775.20 ↑ +0%
DIMENSION HEALTH PLAN DIMENSION PLUS $4,356.00 ↑ +15%
CIGNA CIGNA PPO $4,646.40 ↑ +23%
UNITED HEALTHCARE INTL UNITED HEALTH $4,646.40 ↑ +23%
UNITED HEALTHCARE UNITED PPO $4,646.40 ↑ +23%
AETNA AETNA PPO $4,646.40 ↑ +23%
AFFORDABLE AFFORDABLE PPO $4,936.80 ↑ +31%
DIMENSION HEALTH PLAN DIMENSION 2 $5,227.20 ↑ +38%
QUALITY HEALTH MULTIPLAN $5,227.20 ↑ +38%
DIMENSION HEALTH PLAN DIMENSION HEALTH PLANS $5,227.20 ↑ +38%
PHCS PHCS $5,227.20 ↑ +38%
UNITED HEALTHCARE UNITED INDIVIDUAL EXCHANGE $5,808.00 ↑ +54%

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Lower Back (Lumbar Spine) MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $6,158.95 $236.71 – $517.67
Adventhealth Lake Wales Lake Wales $14,823.93 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $5,578.79 $236.71 – $703.89
Adventhealth Tampa Tampa $5,197.00 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $5,702.40 $236.71 – $675.95
Adventhealth Port Charlotte Port Charlotte $9,458.83 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,740.05 $62.22 – $1,772.25
martin north hospital Stuart $1,355.25 $55.67 – $1,042.50

All Florida hospitals for this procedure →