healthcosts.net

Lower Back (Lumbar Spine) MRI (without contrast) at Boca Raton Regional Hospital

800 MEADOWS RD., BOCA RATON, FL · Baptist Health South Florida · · NPI 1902826779

Source: hospital's published price file ↗ · Published Mar 30, 2026 · Ingested Aug 13, 2026

$3,385.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,208.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.35 with BLUE CROSS vs $3,400.82 with AFFORDABLE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS BCBS MEDICARE $122.35 ↓ -96%
AETNA AETNA MEDICARE $124.79 ↓ -96%
HUMANA HUMANA MEDICARE $127.24 ↓ -96%
UNITED HEALTHCARE UNITED HMO $437.66 ↓ -87%
CIGNA CIGNA HMO $1,236.00 ↓ -63%
CIGNA CIGNA SUREFIT $1,236.00 ↓ -63%
BLUE CROSS BCBS NETWORKBLUE $1,285.00 ↓ -62%
BLUE CROSS BCBS PPC B $1,285.00 ↓ -62%
BLUE CROSS BCBS FL SIMPLYBLUE HMO $1,449.00 ↓ -57%
BLUE CROSS BCBS PPC $1,745.00 ↓ -48%
AETNA AETNA HMO $1,874.88 ↓ -45%
AFFORDABLE AFFORDABLE PPO $3,400.82 ↑ +0%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Lower Back (Lumbar Spine) MRI (without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $1,740.05 $62.22 – $1,772.25
martin north hospital Stuart $1,355.25 $55.67 – $1,042.50
indian river hospital Vero Beach $1,355.25 $66.59 – $1,668.00
Baptist Hospital MIAMI $3,775.20 $75.98 – $5,227.20
Bethesda Hospital East BOYNTON BEACH $3,775.20 $75.98 – $5,227.20
Baptist Health Hospital Doral SOUTH MIAMI $3,775.20 $73.66 – $5,227.20
Doctors Hospital CORAL GABLES $3,775.20 $73.66 – $5,227.20
Fishermens Community Hospital MARATHON $3,775.20 $73.66 – $5,227.20

All Florida hospitals for this procedure →