X-ray sternum > 2 views at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$104.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$232.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.73 with Aetna vs $225.04 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $64.73 | ↓ -38% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $71.92 | ↓ -31% |
| Banner Health | Banner Choice Plus/Banner Select | $71.92 | ↓ -31% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $71.92 | ↓ -31% |
| Medicare | Traditional Medicare | $71.92 | ↓ -31% |
| Medica | Medicare Advantage | $71.92 | ↓ -31% |
| Assist Health Group | AHG Specialty Network | $86.30 | ↓ -17% |
| United Healthcare | UHC Medicare Advantage | $88.49 | ↓ -15% |
| Clear Spring Health | Medicare Advantage | $88.49 | ↓ -15% |
| Longevity | Medicare Advantage | $91.14 | ↓ -13% |
| Humana | Medicare Advantage | $93.80 | ↓ -10% |
| Devoted Health Services | Medicare Advantage | $97.34 | ↓ -7% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $112.78 | ↑ +8% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $122.89 | ↑ +18% |
| United Healthcare | Colorado Navigate/Colorado Option | $134.56 | ↑ +29% |
| Denver Health Medical Plan | Commercial | $140.48 | ↑ +35% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $171.17 | ↑ +64% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $176.30 | ↑ +69% |
| Medica | Commercial | $193.26 | ↑ +85% |
| United Healthcare | Colorado Doctor's Plan | $197.90 | ↑ +90% |
| Apostrophe, Inc. | Commercial | $208.80 | ↑ +100% |
| First Choice Health Network | Commercial | $208.80 | ↑ +100% |
| Aetna | Commercial/Medical Rental | $215.76 | ↑ +107% |
| United Healthcare | Commercial | $219.94 | ↑ +111% |
| First Choice of the Midwest | Commercial | $220.40 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $220.40 | ↑ +111% |
| Hue Health, Inc | Medicare Advantage | $220.40 | ↑ +111% |
| Multiplan | Commercial | $225.04 | ↑ +116% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
X-ray sternum > 2 views at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $69.29 | $54.53 – $212.38 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $46.82 | $34.18 – $212.64 |
| East Morgan County Hospital | Brush | $154.05 | $8.85 – $20.37 |
| AdventHealth Porter | Denver | $1,243.13 | $44.16 – $169.83 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $960.75 | $23.11 – $258.24 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $808.49 | $137.53 – $182.03 |
| AdventHealth Littleton | Littleton | $1,243.13 | $44.16 – $169.83 |
| AdventHealth Avista | Louisville | $1,243.13 | $44.16 – $171.72 |