X-ray cervical spine 4-5 views at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$291.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$647.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$106.87 with United Healthcare vs $627.59 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $106.87 | ↓ -63% |
| Clear Spring Health | Medicare Advantage | $106.87 | ↓ -63% |
| Longevity | Medicare Advantage | $110.08 | ↓ -62% |
| Humana | Medicare Advantage | $113.28 | ↓ -61% |
| Devoted Health Services | Medicare Advantage | $117.56 | ↓ -60% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $167.57 | ↓ -42% |
| Aetna | Medicare Advantage | $180.51 | ↓ -38% |
| Medica | Medicare Advantage | $200.57 | ↓ -31% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $200.57 | ↓ -31% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $200.57 | ↓ -31% |
| Medicare | Traditional Medicare | $200.57 | ↓ -31% |
| Banner Health | Banner Choice Plus/Banner Select | $200.57 | ↓ -31% |
| Assist Health Group | AHG Specialty Network | $240.68 | ↓ -17% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $327.84 | ↑ +13% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $327.84 | ↑ +13% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $342.72 | ↑ +18% |
| United Healthcare | Colorado Navigate/Colorado Option | $375.26 | ↑ +29% |
| Denver Health Medical Plan | Commercial | $391.76 | ↑ +35% |
| Medica | Commercial | $538.95 | ↑ +85% |
| United Healthcare | Colorado Doctor's Plan | $551.89 | ↑ +90% |
| First Choice Health Network | Commercial | $582.30 | ↑ +100% |
| Apostrophe, Inc. | Commercial | $582.30 | ↑ +100% |
| Aetna | Commercial/Medical Rental | $601.71 | ↑ +107% |
| United Healthcare | Commercial | $613.36 | ↑ +111% |
| First Choice of the Midwest | Commercial | $614.65 | ↑ +111% |
| Hue Health, Inc | Medicare Advantage | $614.65 | ↑ +111% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $614.65 | ↑ +111% |
| Multiplan | Commercial | $627.59 | ↑ +116% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
X-ray cervical spine 4-5 views at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $112.54 | $88.56 – $256.49 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $76.03 | $55.51 – $256.80 |
| East Morgan County Hospital | Brush | $429.61 | $12.22 – $28.13 |
| AdventHealth Porter | Denver | $1,927.64 | $75.53 – $204.02 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $1,658.00 | $32.12 – $317.72 |
| AdventHealth Littleton | Littleton | $1,927.64 | $75.53 – $204.02 |
| AdventHealth Avista | Louisville | $1,927.64 | $75.53 – $206.29 |
| AdventHealth Castle Rock | Castle Rock | $1,927.64 | $75.53 – $204.02 |