X-ray acromioclavicular joints without or w/weighted distraction bilateral at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$169.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$377.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.49 with Clear Spring Health vs $365.69 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clear Spring Health Medicare Advantage $88.49 ↓ -48%
United Healthcare UHC Medicare Advantage $88.49 ↓ -48%
Longevity Medicare Advantage $91.14 ↓ -46%
Humana Medicare Advantage $93.80 ↓ -45%
Devoted Health Services Medicare Advantage $97.34 ↓ -43%
Aetna Medicare Advantage $105.18 ↓ -38%
Medica Medicare Advantage $116.87 ↓ -31%
Anthem Blue Cross Blue Shield Colorado Medicare $116.87 ↓ -31%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $116.87 ↓ -31%
Medicare Traditional Medicare $116.87 ↓ -31%
Banner Health Banner Choice Plus/Banner Select $116.87 ↓ -31%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $138.75 ↓ -18%
Assist Health Group AHG Specialty Network $140.24 ↓ -17%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $175.32 ↑ +3%
Anthem Blue Cross Blue Shield Colorado Pathway $175.32 ↑ +3%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $199.70 ↑ +18%
United Healthcare Colorado Navigate/Colorado Option $218.66 ↑ +29%
Denver Health Medical Plan Commercial $228.27 ↑ +35%
Medica Commercial $314.04 ↑ +85%
United Healthcare Colorado Doctor's Plan $321.58 ↑ +90%
First Choice Health Network Commercial $339.30 ↑ +100%
Apostrophe, Inc. Commercial $339.30 ↑ +100%
Aetna Commercial/Medical Rental $350.61 ↑ +107%
United Healthcare Commercial $357.40 ↑ +111%
First Choice of the Midwest Commercial $358.15 ↑ +111%
Hue Health, Inc Medicare Advantage $358.15 ↑ +111%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $358.15 ↑ +111%
Multiplan Commercial $365.69 ↑ +116%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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X-ray acromioclavicular joints without or w/weighted distraction bilateral at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $129.21 $85.84 – $235.60
Banner North Colorado Medical Center - Loveland Campus Loveland $87.30 $63.74 – $235.60
East Morgan County Hospital Brush $250.33 $8.43 – $19.40
AdventHealth Porter Denver $2,105.77 $36.77 – $169.83
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,147.25 $23.18 – $258.24
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $866.92 $137.53 – $182.03
AdventHealth Littleton Littleton $2,105.77 $36.77 – $169.83
AdventHealth Avista Louisville $2,105.77 $36.77 – $171.72

All Colorado hospitals for this procedure →