Tprnl plmt biodegrdabl matrl at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$3,883.88
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,790.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,894.41 with Aetna vs $6,586.30 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,894.41 | ↓ -51% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $2,104.90 | ↓ -46% |
| Medica | Medicare Advantage | $2,104.90 | ↓ -46% |
| Banner Health | Banner Choice Plus/Banner Select | $2,104.90 | ↓ -46% |
| Medicare | Traditional Medicare | $2,104.90 | ↓ -46% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $2,104.90 | ↓ -46% |
| Assist Health Group | AHG Specialty Network | $2,525.88 | ↓ -35% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $3,300.62 | ↓ -15% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $3,596.66 | ↓ -7% |
| United Healthcare | Colorado Navigate/Colorado Option | $3,938.20 | ↑ +1% |
| Denver Health Medical Plan | Commercial | $4,111.35 | ↑ +6% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $5,009.66 | ↑ +29% |
| Clear Spring Health | Medicare Advantage | $5,108.94 | ↑ +32% |
| United Healthcare | UHC Medicare Advantage | $5,108.94 | ↑ +32% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $5,159.72 | ↑ +33% |
| Longevity | Medicare Advantage | $5,262.21 | ↑ +35% |
| Humana | Medicare Advantage | $5,415.48 | ↑ +39% |
| Devoted Health Services | Medicare Advantage | $5,619.83 | ↑ +45% |
| Medica | Commercial | $5,656.07 | ↑ +46% |
| United Healthcare | Colorado Doctor's Plan | $5,791.87 | ↑ +49% |
| Apostrophe, Inc. | Commercial | $6,111.00 | ↑ +57% |
| First Choice Health Network | Commercial | $6,111.00 | ↑ +57% |
| Aetna | Commercial/Medical Rental | $6,314.70 | ↑ +63% |
| United Healthcare | Commercial | $6,436.92 | ↑ +66% |
| Hue Health, Inc | Medicare Advantage | $6,450.50 | ↑ +66% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $6,450.50 | ↑ +66% |
| First Choice of the Midwest | Commercial | $6,450.50 | ↑ +66% |
| Multiplan | Commercial | $6,586.30 | ↑ +70% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
Tprnl plmt biodegrdabl matrl at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $3,541.83 | $1,861.45 – $12,276.82 |
| AdventHealth Porter | Denver | $11,682.65 | $290.12 – $10,463.73 |
| AdventHealth Littleton | Littleton | $11,682.65 | $290.12 – $10,463.73 |
| AdventHealth Avista | Louisville | $11,682.65 | $290.12 – $10,579.87 |
| AdventHealth Castle Rock | Castle Rock | $11,682.65 | $290.12 – $10,463.73 |
| AdventHealth Parker | Parker | $11,682.65 | $290.12 – $10,463.73 |
| HCA HealthONE AURORA | Aurora | not published | $7,962.08 – $8,297.33 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $7,962.08 – $8,297.33 |