Test stress cardiovascular tracing only at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$519.97
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,630.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$312.95 with Clear Spring Health vs $1,581.10 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Clear Spring Health | Medicare Advantage | $312.95 | ↓ -40% |
| United Healthcare | UHC Medicare Advantage | $312.95 | ↓ -40% |
| Longevity | Medicare Advantage | $322.34 | ↓ -38% |
| Humana | Medicare Advantage | $331.73 | ↓ -36% |
| Devoted Health Services | Medicare Advantage | $344.25 | ↓ -34% |
| Aetna | Medicare Advantage | $454.77 | ↓ -13% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $490.71 | ↓ -6% |
| Banner Health | Banner Choice Plus/Banner Select | $505.30 | ↓ -3% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $505.30 | ↓ -3% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $505.30 | ↓ -3% |
| Medicare | Traditional Medicare | $505.30 | ↓ -3% |
| Medica | Medicare Advantage | $505.30 | ↓ -3% |
| Assist Health Group | AHG Specialty Network | $606.36 | ↑ +17% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $863.41 | ↑ +66% |
| United Healthcare | Colorado Navigate/Colorado Option | $945.40 | ↑ +82% |
| Denver Health Medical Plan | Commercial | $986.97 | ↑ +90% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $1,202.61 | ↑ +131% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $1,238.64 | ↑ +138% |
| Medica | Commercial | $1,357.79 | ↑ +161% |
| United Healthcare | Colorado Doctor's Plan | $1,390.39 | ↑ +167% |
| Apostrophe, Inc. | Commercial | $1,467.00 | ↑ +182% |
| First Choice Health Network | Commercial | $1,467.00 | ↑ +182% |
| Aetna | Commercial/Medical Rental | $1,515.90 | ↑ +192% |
| United Healthcare | Commercial | $1,545.24 | ↑ +197% |
| First Choice of the Midwest | Commercial | $1,548.50 | ↑ +198% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,548.50 | ↑ +198% |
| Hue Health, Inc | Medicare Advantage | $1,548.50 | ↑ +198% |
| Multiplan | Commercial | $1,581.10 | ↑ +204% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $474.98 | $214.61 – $751.08 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $403.10 | $190.44 – $752.02 |
| East Morgan County Hospital | Brush | $1,028.53 | $686.88 – $1,581.10 |
| AdventHealth Porter | Denver | $5,090.34 | $70.47 – $421.38 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $4,281.25 | $482.98 – $503.32 |
| HCA HealthONE SKY RIDGE | Lone Tree | $8,602.00 | $482.98 – $503.32 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $8,602.00 | $59.85 – $503.32 |
| AdventHealth Littleton | Littleton | $5,090.34 | $70.47 – $421.38 |