Npm1 gene at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$227.92

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$740.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$206.46 with Aetna vs $717.80 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $206.46 ↓ -9%
Medicare Traditional Medicare $229.40 ↑ +1%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $229.40 ↑ +1%
Anthem Blue Cross Blue Shield Colorado Medicare $229.40 ↑ +1%
Banner Health Banner Choice Plus/Banner Select $229.40 ↑ +1%
Medica Medicare Advantage $229.40 ↑ +1%
Clear Spring Health Medicare Advantage $246.52 ↑ +8%
United Healthcare UHC Medicare Advantage $246.52 ↑ +8%
Longevity Medicare Advantage $253.92 ↑ +11%
Humana Medicare Advantage $261.31 ↑ +15%
Devoted Health Services Medicare Advantage $271.17 ↑ +19%
Assist Health Group AHG Specialty Network $275.28 ↑ +21%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $359.71 ↑ +58%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $391.98 ↑ +72%
United Healthcare Colorado Navigate/Colorado Option $429.20 ↑ +88%
Denver Health Medical Plan Commercial $448.07 ↑ +97%
Anthem Blue Cross Blue Shield Colorado Pathway $545.97 ↑ +140%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $562.33 ↑ +147%
Medica Commercial $616.42 ↑ +170%
United Healthcare Colorado Doctor's Plan $631.22 ↑ +177%
First Choice Health Network Commercial $666.00 ↑ +192%
Apostrophe, Inc. Commercial $666.00 ↑ +192%
Aetna Commercial/Medical Rental $688.20 ↑ +202%
United Healthcare Commercial $701.52 ↑ +208%
First Choice of the Midwest Commercial $703.00 ↑ +208%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $703.00 ↑ +208%
Hue Health, Inc Medicare Advantage $703.00 ↑ +208%
Multiplan Commercial $717.80 ↑ +215%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Npm1 gene at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $102.86 $239.12 – $703.00
Banner North Colorado Medical Center - Loveland Campus Loveland $319.68 $190.18 – $703.00
East Morgan County Hospital Brush $467.68 $311.84 – $717.80
AdventHealth Porter Denver $481.86 $241.59 – $456.06
HCA HealthONE AURORA Aurora $1,883.12 $131.40 – $599.04
CENTRAL PARK ER, A PART OF ROSE DENVER $1,224.00 $112.17 – $599.04
HCA HealthONE SKY RIDGE Lone Tree $1,706.71 $141.01 – $599.04
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $1,706.71 $109.54 – $599.04

All Colorado hospitals for this procedure →