Mr safety implant elec prepj at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$92.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$205.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.20 with Aetna vs $198.85 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $57.20 ↓ -38%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $63.55 ↓ -31%
Anthem Blue Cross Blue Shield Colorado Medicare $63.55 ↓ -31%
Medicare Traditional Medicare $63.55 ↓ -31%
Medica Medicare Advantage $63.55 ↓ -31%
Banner Health Banner Choice Plus/Banner Select $63.55 ↓ -31%
Assist Health Group AHG Specialty Network $76.26 ↓ -17%
Clear Spring Health Medicare Advantage $92.25 ↑ +0%
United Healthcare UHC Medicare Advantage $92.25 ↑ +0%
Longevity Medicare Advantage $95.02 ↑ +3%
Humana Medicare Advantage $97.78 ↑ +6%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $99.65 ↑ +8%
Devoted Health Services Medicare Advantage $101.47 ↑ +10%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $108.59 ↑ +18%
United Healthcare Colorado Navigate/Colorado Option $118.90 ↑ +29%
Denver Health Medical Plan Commercial $124.13 ↑ +35%
Anthem Blue Cross Blue Shield Colorado Pathway $151.25 ↑ +64%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $155.78 ↑ +69%
Medica Commercial $170.76 ↑ +85%
United Healthcare Colorado Doctor's Plan $174.87 ↑ +90%
First Choice Health Network Commercial $184.50 ↑ +100%
Apostrophe, Inc. Commercial $184.50 ↑ +100%
Aetna Commercial/Medical Rental $190.65 ↑ +107%
United Healthcare Commercial $194.34 ↑ +111%
First Choice of the Midwest Commercial $194.75 ↑ +111%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $194.75 ↑ +111%
Hue Health, Inc Medicare Advantage $194.75 ↑ +111%
Multiplan Commercial $198.85 ↑ +116%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Mr safety implant elec prepj at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $106.81 $84.05 – $221.40
Banner North Colorado Medical Center - Loveland Campus Loveland $72.16 $52.69 – $221.66
East Morgan County Hospital Brush $136.12 $32.03 – $73.72
AdventHealth Porter Denver $464.32 $98.28 – $185.53
AdventHealth Littleton Littleton $464.32 $98.28 – $185.53
AdventHealth Avista Louisville $464.32 $99.37 – $187.59
AdventHealth Castle Rock Castle Rock $464.32 $98.28 – $185.53
AdventHealth Parker Parker $464.32 $98.28 – $185.53

All Colorado hospitals for this procedure →