Mayo rbcme osmotic fragility rbc incubated at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$62.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$187.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.36 with Clear Spring Health vs $55.29 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clear Spring Health Medicare Advantage $13.36 ↓ -79%
United Healthcare UHC Medicare Advantage $13.36 ↓ -79%
Longevity Medicare Advantage $13.76 ↓ -78%
Humana Medicare Advantage $14.16 ↓ -77%
Devoted Health Services Medicare Advantage $14.70 ↓ -77%
Aetna Medicare Advantage $15.90 ↓ -75%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $17.67 ↓ -72%
Medicare Traditional Medicare $17.67 ↓ -72%
Banner Health Banner Choice Plus/Banner Select $17.67 ↓ -72%
Anthem Blue Cross Blue Shield Colorado Medicare $17.67 ↓ -72%
Medica Medicare Advantage $17.67 ↓ -72%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $20.95 ↓ -67%
Assist Health Group AHG Specialty Network $21.20 ↓ -66%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $30.19 ↓ -52%
United Healthcare Colorado Navigate/Colorado Option $33.06 ↓ -47%
Denver Health Medical Plan Commercial $34.51 ↓ -45%
Anthem Blue Cross Blue Shield Colorado Pathway $42.05 ↓ -33%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $43.31 ↓ -31%
Medica Commercial $47.48 ↓ -24%
United Healthcare Colorado Doctor's Plan $48.62 ↓ -22%
First Choice Health Network Commercial $51.30 ↓ -18%
Apostrophe, Inc. Commercial $51.30 ↓ -18%
Aetna Commercial/Medical Rental $53.01 ↓ -15%
United Healthcare Commercial $54.04 ↓ -14%
First Choice of the Midwest Commercial $54.15 ↓ -14%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $54.15 ↓ -14%
Hue Health, Inc Medicare Advantage $54.15 ↓ -14%
Multiplan Commercial $55.29 ↓ -12%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Mayo rbcme osmotic fragility rbc incubated at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $19.07 $12.96 – $54.15
Banner North Colorado Medical Center - Loveland Campus Loveland $52.73 $12.96 – $54.15
East Morgan County Hospital Brush $116.50 $24.02 – $55.29
AdventHealth Porter Denver $301.32 $13.09 – $24.72
CENTRAL PARK ER, A PART OF ROSE DENVER $88.00 $6.08 – $32.46
AdventHealth Littleton Littleton $301.32 $13.09 – $24.72
AdventHealth Avista Louisville $301.32 $13.09 – $24.72
AdventHealth Castle Rock Castle Rock $301.32 $13.09 – $24.72

All Colorado hospitals for this procedure →