Manipulation chest wall demonstration/evaluation subsequent at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$93.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$51.34 with Aetna vs $178.48 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $51.34 ↓ -45%
Anthem Blue Cross Blue Shield Colorado Medicare $57.04 ↓ -39%
Medica Medicare Advantage $57.04 ↓ -39%
Banner Health Banner Choice Plus/Banner Select $57.04 ↓ -39%
Medicare Traditional Medicare $57.04 ↓ -39%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $57.04 ↓ -39%
Assist Health Group AHG Specialty Network $68.45 ↓ -27%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $89.44 ↓ -5%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $97.46 ↑ +4%
United Healthcare Colorado Navigate/Colorado Option $106.72 ↑ +14%
Denver Health Medical Plan Commercial $111.41 ↑ +19%
United Healthcare UHC Medicare Advantage $129.54 ↑ +38%
Clear Spring Health Medicare Advantage $129.54 ↑ +38%
Longevity Medicare Advantage $133.43 ↑ +42%
Anthem Blue Cross Blue Shield Colorado Pathway $135.76 ↑ +45%
Humana Medicare Advantage $137.31 ↑ +47%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $139.82 ↑ +49%
Devoted Health Services Medicare Advantage $142.49 ↑ +52%
Medica Commercial $153.27 ↑ +64%
United Healthcare Colorado Doctor's Plan $156.95 ↑ +68%
First Choice Health Network Commercial $165.60 ↑ +77%
Apostrophe, Inc. Commercial $165.60 ↑ +77%
Aetna Commercial/Medical Rental $171.12 ↑ +83%
United Healthcare Commercial $174.43 ↑ +86%
Hue Health, Inc Medicare Advantage $174.80 ↑ +87%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $174.80 ↑ +87%
First Choice of the Midwest Commercial $174.80 ↑ +87%
Multiplan Commercial $178.48 ↑ +91%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Manipulation chest wall demonstration/evaluation subsequent at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $75.05 $114.39 – $310.90
Banner North Colorado Medical Center - Loveland Campus Loveland $90.40 $71.70 – $311.28
East Morgan County Hospital Brush $98.07 $77.54 – $178.48
AdventHealth Porter Denver $458.55 $71.08 – $259.65
CENTRAL PARK ER, A PART OF ROSE DENVER $347.00 $196.56 – $204.84
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $749.50 $196.56 – $204.84
HCA HealthONE SKY RIDGE Lone Tree $736.45 $196.56 – $204.84
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $736.45 $31.35 – $204.84

All Colorado hospitals for this procedure →