Immunoglobulin assay at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$96.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$236.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.46 with Clear Spring Health vs $228.92 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Clear Spring Health | Medicare Advantage | $12.46 | ↓ -87% |
| United Healthcare | UHC Medicare Advantage | $12.46 | ↓ -87% |
| Longevity | Medicare Advantage | $12.83 | ↓ -87% |
| Humana | Medicare Advantage | $13.21 | ↓ -86% |
| Devoted Health Services | Medicare Advantage | $13.71 | ↓ -86% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $19.54 | ↓ -80% |
| Aetna | Medicare Advantage | $65.84 | ↓ -31% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $73.16 | ↓ -24% |
| Medicare | Traditional Medicare | $73.16 | ↓ -24% |
| Banner Health | Banner Choice Plus/Banner Select | $73.16 | ↓ -24% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $73.16 | ↓ -24% |
| Medica | Medicare Advantage | $73.16 | ↓ -24% |
| Assist Health Group | AHG Specialty Network | $87.79 | ↓ -9% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $115.25 | ↑ +20% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $118.37 | ↑ +23% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $125.01 | ↑ +30% |
| United Healthcare | Colorado Navigate/Colorado Option | $136.88 | ↑ +43% |
| Denver Health Medical Plan | Commercial | $142.90 | ↑ +49% |
| Medica | Commercial | $196.59 | ↑ +105% |
| United Healthcare | Colorado Doctor's Plan | $201.31 | ↑ +110% |
| First Choice Health Network | Commercial | $212.40 | ↑ +121% |
| Apostrophe, Inc. | Commercial | $212.40 | ↑ +121% |
| Aetna | Commercial/Medical Rental | $219.48 | ↑ +129% |
| United Healthcare | Commercial | $223.73 | ↑ +133% |
| First Choice of the Midwest | Commercial | $224.20 | ↑ +133% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $224.20 | ↑ +133% |
| Hue Health, Inc | Medicare Advantage | $224.20 | ↑ +133% |
| Multiplan | Commercial | $228.92 | ↑ +138% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
Immunoglobulin assay at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $43.66 | $12.09 – $224.20 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $63.01 | $12.09 – $224.20 |
| East Morgan County Hospital | Brush | $174.40 | $95.94 – $228.92 |
| AdventHealth Porter | Denver | $277.13 | $12.21 – $23.05 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $680.87 | $7.29 – $30.28 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $656.21 | $12.34 – $13.08 |
| AdventHealth Littleton | Littleton | $277.13 | $12.21 – $23.05 |
| AdventHealth Avista | Louisville | $277.13 | $12.21 – $23.05 |