Fetal contract stress test 59020 - 26 at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$560.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$752.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$202.17 with Clear Spring Health vs $729.44 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clear Spring Health Medicare Advantage $202.17 ↓ -64%
United Healthcare UHC Medicare Advantage $202.17 ↓ -64%
Longevity Medicare Advantage $208.24 ↓ -63%
Aetna Medicare Advantage $209.81 ↓ -63%
Humana Medicare Advantage $214.30 ↓ -62%
Devoted Health Services Medicare Advantage $222.39 ↓ -60%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $233.12 ↓ -58%
Medicare Traditional Medicare $233.12 ↓ -58%
Banner Health Banner Choice Plus/Banner Select $233.12 ↓ -58%
Anthem Blue Cross Blue Shield Colorado Medicare $233.12 ↓ -58%
Medica Medicare Advantage $233.12 ↓ -58%
Assist Health Group AHG Specialty Network $279.74 ↓ -50%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $317.00 ↓ -43%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $398.33 ↓ -29%
United Healthcare Colorado Navigate/Colorado Option $436.16 ↓ -22%
Denver Health Medical Plan Commercial $455.34 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Pathway $554.83 ↓ -1%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $571.44 ↑ +2%
Medica Commercial $626.42 ↑ +12%
United Healthcare Colorado Doctor's Plan $641.46 ↑ +14%
First Choice Health Network Commercial $676.80 ↑ +21%
Apostrophe, Inc. Commercial $676.80 ↑ +21%
Aetna Commercial/Medical Rental $699.36 ↑ +25%
United Healthcare Commercial $712.90 ↑ +27%
First Choice of the Midwest Commercial $714.40 ↑ +27%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $714.40 ↑ +27%
Hue Health, Inc Medicare Advantage $714.40 ↑ +27%
Multiplan Commercial $729.44 ↑ +30%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $381.00 $196.10 – $485.21
Banner North Colorado Medical Center - Loveland Campus Loveland $353.57 $130.56 – $485.83
East Morgan County Hospital Brush $651.23 $316.89 – $729.44
AdventHealth Porter Denver $519.18 $63.84 – $3,281.00
CENTRAL PARK ER, A PART OF ROSE DENVER $740.00 $306.62 – $319.53
AdventHealth Littleton Littleton $519.18 $63.84 – $3,281.00
AdventHealth Avista Louisville $519.18 $63.84 – $3,281.00
AdventHealth Castle Rock Castle Rock $519.18 $63.84 – $3,281.00

All Colorado hospitals for this procedure →