External tissue culture neoplastic disorders bone marrow/blood cells at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$193.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$432.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$120.53 with Aetna vs $419.04 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $120.53 | ↓ -38% |
| Medicare | Traditional Medicare | $133.92 | ↓ -31% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $133.92 | ↓ -31% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $133.92 | ↓ -31% |
| Banner Health | Banner Choice Plus/Banner Select | $133.92 | ↓ -31% |
| Medica | Medicare Advantage | $133.92 | ↓ -31% |
| Clear Spring Health | Medicare Advantage | $143.75 | ↓ -26% |
| United Healthcare | UHC Medicare Advantage | $143.75 | ↓ -26% |
| Longevity | Medicare Advantage | $148.06 | ↓ -23% |
| Humana | Medicare Advantage | $152.38 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $158.12 | ↓ -18% |
| Assist Health Group | AHG Specialty Network | $160.70 | ↓ -17% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $210.00 | ↑ +9% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $228.83 | ↑ +18% |
| United Healthcare | Colorado Navigate/Colorado Option | $250.56 | ↑ +29% |
| Denver Health Medical Plan | Commercial | $261.58 | ↑ +35% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $318.73 | ↑ +65% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $328.28 | ↑ +70% |
| Medica | Commercial | $359.86 | ↑ +86% |
| United Healthcare | Colorado Doctor's Plan | $368.50 | ↑ +90% |
| First Choice Health Network | Commercial | $388.80 | ↑ +101% |
| Apostrophe, Inc. | Commercial | $388.80 | ↑ +101% |
| Aetna | Commercial/Medical Rental | $401.76 | ↑ +108% |
| United Healthcare | Commercial | $409.54 | ↑ +112% |
| First Choice of the Midwest | Commercial | $410.40 | ↑ +112% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $410.40 | ↑ +112% |
| Hue Health, Inc | Medicare Advantage | $410.40 | ↑ +112% |
| Multiplan | Commercial | $419.04 | ↑ +117% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
External tissue culture neoplastic disorders bone marrow/blood cells at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $211.25 | $139.44 – $410.40 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $198.29 | $111.02 – $410.40 |
| AdventHealth Porter | Denver | $2,022.77 | $140.88 – $265.94 |
| HCA HealthONE AURORA | Aurora | $1,952.59 | $76.62 – $349.31 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $1,800.00 | $65.41 – $349.31 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $4,528.75 | $91.57 – $349.31 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $1,428.40 | $84.10 – $349.31 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $864.84 | $142.31 – $150.94 |