External newborn metabolic screening panel at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$82.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.80 with Aetna vs $152.29 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $43.80 ↓ -47%
Anthem Blue Cross Blue Shield Colorado Medicare $48.67 ↓ -41%
Medica Medicare Advantage $48.67 ↓ -41%
Banner Health Banner Choice Plus/Banner Select $48.67 ↓ -41%
Medicare Traditional Medicare $48.67 ↓ -41%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $48.67 ↓ -41%
Assist Health Group AHG Specialty Network $58.40 ↓ -30%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $76.32 ↓ -8%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $83.16 ↑ +0%
United Healthcare Colorado Navigate/Colorado Option $91.06 ↑ +10%
Denver Health Medical Plan Commercial $95.06 ↑ +15%
Anthem Blue Cross Blue Shield Colorado Pathway $115.83 ↑ +40%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $119.30 ↑ +44%
Medica Commercial $130.78 ↑ +58%
United Healthcare Colorado Doctor's Plan $133.92 ↑ +62%
First Choice Health Network Commercial $141.30 ↑ +70%
Apostrophe, Inc. Commercial $141.30 ↑ +70%
Aetna Commercial/Medical Rental $146.01 ↑ +76%
United Healthcare Commercial $148.84 ↑ +80%
First Choice of the Midwest Commercial $149.15 ↑ +80%
Hue Health, Inc Medicare Advantage $149.15 ↑ +80%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $149.15 ↑ +80%
Multiplan Commercial $152.29 ↑ +84%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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External newborn metabolic screening panel at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $60.60 $64.37 – $149.15
Banner North Colorado Medical Center - Loveland Campus Loveland $66.41 $40.35 – $149.15
East Morgan County Hospital Brush $138.32 $66.16 – $152.29
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER not published $164.28 – $164.28

All Colorado hospitals for this procedure →