Echo stress at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$543.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,289.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$359.63 with Aetna vs $1,250.33 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $359.63 | ↓ -34% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $399.59 | ↓ -27% |
| Banner Health | Banner Choice Plus/Banner Select | $399.59 | ↓ -27% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $399.59 | ↓ -27% |
| Medicare | Traditional Medicare | $399.59 | ↓ -27% |
| Medica | Medicare Advantage | $399.59 | ↓ -27% |
| Assist Health Group | AHG Specialty Network | $479.51 | ↓ -12% |
| United Healthcare | UHC Medicare Advantage | $551.03 | ↑ +1% |
| Clear Spring Health | Medicare Advantage | $551.03 | ↑ +1% |
| Longevity | Medicare Advantage | $567.56 | ↑ +4% |
| Humana | Medicare Advantage | $584.09 | ↑ +7% |
| Devoted Health Services | Medicare Advantage | $606.13 | ↑ +11% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $626.58 | ↑ +15% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $682.78 | ↑ +26% |
| United Healthcare | Colorado Navigate/Colorado Option | $747.62 | ↑ +37% |
| Denver Health Medical Plan | Commercial | $780.49 | ↑ +43% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $951.02 | ↑ +75% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $979.51 | ↑ +80% |
| Medica | Commercial | $1,073.74 | ↑ +97% |
| United Healthcare | Colorado Doctor's Plan | $1,099.52 | ↑ +102% |
| Apostrophe, Inc. | Commercial | $1,160.10 | ↑ +113% |
| First Choice Health Network | Commercial | $1,160.10 | ↑ +113% |
| Aetna | Commercial/Medical Rental | $1,198.77 | ↑ +120% |
| United Healthcare | Commercial | $1,221.97 | ↑ +125% |
| First Choice of the Midwest | Commercial | $1,224.55 | ↑ +125% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,224.55 | ↑ +125% |
| Hue Health, Inc | Medicare Advantage | $1,224.55 | ↑ +125% |
| Multiplan | Commercial | $1,250.33 | ↑ +130% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Echo stress at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $389.27 | $403.03 – $1,322.47 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $344.05 | $88.40 – $1,324.13 |
| AdventHealth Porter | Denver | $3,788.60 | $211.95 – $1,066.35 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $9,269.00 | $848.89 – $884.63 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $7,273.50 | $848.89 – $884.63 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $7,232.00 | $127.30 – $884.63 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $2,759.11 | $848.89 – $884.63 |
| AdventHealth Littleton | Littleton | $3,788.60 | $211.95 – $1,066.35 |