Debridement/bone/20 sq cm or less 11046 at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$112.33
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$253.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$70.59 with Aetna vs $245.41 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $70.59 | ↓ -37% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $78.43 | ↓ -30% |
| Medica | Medicare Advantage | $78.43 | ↓ -30% |
| Banner Health | Banner Choice Plus/Banner Select | $78.43 | ↓ -30% |
| Medicare | Traditional Medicare | $78.43 | ↓ -30% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $78.43 | ↓ -30% |
| Assist Health Group | AHG Specialty Network | $94.12 | ↓ -16% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $122.98 | ↑ +9% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $134.01 | ↑ +19% |
| United Healthcare | Colorado Navigate/Colorado Option | $146.74 | ↑ +31% |
| Denver Health Medical Plan | Commercial | $153.19 | ↑ +36% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $186.66 | ↑ +66% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $192.25 | ↑ +71% |
| Medica | Commercial | $210.75 | ↑ +88% |
| United Healthcare | Colorado Doctor's Plan | $215.81 | ↑ +92% |
| First Choice Health Network | Commercial | $227.70 | ↑ +103% |
| Apostrophe, Inc. | Commercial | $227.70 | ↑ +103% |
| Aetna | Commercial/Medical Rental | $235.29 | ↑ +109% |
| United Healthcare | Commercial | $239.84 | ↑ +114% |
| First Choice of the Midwest | Commercial | $240.35 | ↑ +114% |
| Hue Health, Inc | Medicare Advantage | $240.35 | ↑ +114% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $240.35 | ↑ +114% |
| Multiplan | Commercial | $245.41 | ↑ +118% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
Debridement/bone/20 sq cm or less 11046 at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $207.36 | $131.58 – $8,568.00 |
| AdventHealth Porter | Denver | $2,526.62 | $94.56 – $4,012.00 |
| AdventHealth Littleton | Littleton | $2,526.62 | $94.56 – $4,012.00 |
| AdventHealth Avista | Louisville | $2,526.62 | $94.56 – $4,012.00 |
| AdventHealth Castle Rock | Castle Rock | $2,526.62 | $94.56 – $4,012.00 |
| AdventHealth Parker | Parker | $2,526.62 | $94.56 – $4,012.00 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $1,066.47 – $1,088.92 |