Cardiac rehabilitation op phase 2 without continous ecg monitoring at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$173.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$148.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$41.29 with Aetna vs $143.56 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $41.29 | ↓ -76% |
| Medicare | Traditional Medicare | $45.88 | ↓ -74% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $45.88 | ↓ -74% |
| Banner Health | Banner Choice Plus/Banner Select | $45.88 | ↓ -74% |
| Medica | Medicare Advantage | $45.88 | ↓ -74% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $45.88 | ↓ -74% |
| Assist Health Group | AHG Specialty Network | $55.06 | ↓ -68% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $71.94 | ↓ -59% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $78.40 | ↓ -55% |
| United Healthcare | Colorado Navigate/Colorado Option | $85.84 | ↓ -51% |
| Denver Health Medical Plan | Commercial | $89.61 | ↓ -48% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $109.19 | ↓ -37% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $112.47 | ↓ -35% |
| Medica | Commercial | $123.28 | ↓ -29% |
| United Healthcare | Colorado Doctor's Plan | $126.24 | ↓ -27% |
| United Healthcare | UHC Medicare Advantage | $126.54 | ↓ -27% |
| Clear Spring Health | Medicare Advantage | $126.54 | ↓ -27% |
| Longevity | Medicare Advantage | $130.34 | ↓ -25% |
| Apostrophe, Inc. | Commercial | $133.20 | ↓ -23% |
| First Choice Health Network | Commercial | $133.20 | ↓ -23% |
| Humana | Medicare Advantage | $134.13 | ↓ -23% |
| Aetna | Commercial/Medical Rental | $137.64 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $139.19 | ↓ -20% |
| United Healthcare | Commercial | $140.30 | ↓ -19% |
| Hue Health, Inc | Medicare Advantage | $140.60 | ↓ -19% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $140.60 | ↓ -19% |
| First Choice of the Midwest | Commercial | $140.60 | ↓ -19% |
| Multiplan | Commercial | $143.56 | ↓ -17% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Cardiac rehabilitation op phase 2 without continous ecg monitoring at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $116.54 | $44.99 – $226.46 |
| East Morgan County Hospital | Brush | $96.64 | $62.37 – $143.56 |
| AdventHealth Porter | Denver | $509.55 | $14.77 – $251.57 |
| AdventHealth Littleton | Littleton | $509.55 | $14.77 – $251.57 |
| AdventHealth Avista | Louisville | $509.55 | $14.77 – $254.36 |
| AdventHealth Castle Rock | Castle Rock | $509.55 | $14.77 – $251.57 |
| AdventHealth Parker | Parker | $509.55 | $14.77 – $251.57 |
| HCA HealthONE AURORA | Aurora | not published | $203.33 – $211.89 |