Blood typing patient serum at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$80.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.34 with Clear Spring Health vs $148.41 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clear Spring Health Medicare Advantage $16.34 ↓ -80%
United Healthcare UHC Medicare Advantage $16.34 ↓ -80%
Longevity Medicare Advantage $16.83 ↓ -79%
Humana Medicare Advantage $17.32 ↓ -79%
Devoted Health Services Medicare Advantage $17.97 ↓ -78%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $25.62 ↓ -68%
Aetna Medicare Advantage $42.69 ↓ -47%
Banner Health Banner Choice Plus/Banner Select $47.43 ↓ -41%
Medica Medicare Advantage $47.43 ↓ -41%
Medicare Traditional Medicare $47.43 ↓ -41%
Anthem Blue Cross Blue Shield Colorado Medicare $47.43 ↓ -41%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $47.43 ↓ -41%
Assist Health Group AHG Specialty Network $56.92 ↓ -30%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $81.04 ↑ +0%
United Healthcare Colorado Navigate/Colorado Option $88.74 ↑ +10%
Denver Health Medical Plan Commercial $92.64 ↑ +15%
Anthem Blue Cross Blue Shield Colorado Pathway $112.88 ↑ +40%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $116.26 ↑ +44%
Medica Commercial $127.45 ↑ +58%
United Healthcare Colorado Doctor's Plan $130.51 ↑ +62%
First Choice Health Network Commercial $137.70 ↑ +70%
Apostrophe, Inc. Commercial $137.70 ↑ +70%
Aetna Commercial/Medical Rental $142.29 ↑ +76%
United Healthcare Commercial $145.04 ↑ +80%
First Choice of the Midwest Commercial $145.35 ↑ +80%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $145.35 ↑ +80%
Hue Health, Inc Medicare Advantage $145.35 ↑ +80%
Multiplan Commercial $148.41 ↑ +84%
Molina Healthcare Medicaid/CHIP not published by hospital
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Blood typing patient serum at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $59.06 $15.85 – $145.35
Banner North Colorado Medical Center - Loveland Campus Loveland $64.72 $15.85 – $145.35
East Morgan County Hospital Brush $134.79 $64.47 – $148.41
AdventHealth Porter Denver $93.97 $24.51 – $115.13
HCA HealthONE AURORA Aurora $490.16 $8.71 – $98.09
HCA HealthONE SKY RIDGE Lone Tree $435.05 $9.35 – $98.09
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $435.05 $9.35 – $98.09
HCA HealthONE MOUNTAIN RIDGE Thornton $203.57 $7.75 – $98.09

All Colorado hospitals for this procedure →