Beta-2 microglobulin at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$19.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.18 with Clear Spring Health vs $56.26 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Clear Spring Health Medicare Advantage $16.18 ↓ -15%
United Healthcare UHC Medicare Advantage $16.18 ↓ -15%
Aetna Medicare Advantage $16.18 ↓ -15%
Longevity Medicare Advantage $16.67 ↓ -13%
Humana Medicare Advantage $17.15 ↓ -10%
Devoted Health Services Medicare Advantage $17.80 ↓ -7%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $17.98 ↓ -6%
Anthem Blue Cross Blue Shield Colorado Medicare $17.98 ↓ -6%
Banner Health Banner Choice Plus/Banner Select $17.98 ↓ -6%
Medica Medicare Advantage $17.98 ↓ -6%
Medicare Traditional Medicare $17.98 ↓ -6%
Assist Health Group AHG Specialty Network $21.58 ↑ +13%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $25.37 ↑ +33%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $30.72 ↑ +61%
United Healthcare Colorado Navigate/Colorado Option $33.64 ↑ +76%
Denver Health Medical Plan Commercial $35.12 ↑ +83%
Anthem Blue Cross Blue Shield Colorado Pathway $42.79 ↑ +124%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $44.07 ↑ +130%
Medica Commercial $48.31 ↑ +152%
United Healthcare Colorado Doctor's Plan $49.47 ↑ +158%
First Choice Health Network Commercial $52.20 ↑ +173%
Apostrophe, Inc. Commercial $52.20 ↑ +173%
Aetna Commercial/Medical Rental $53.94 ↑ +182%
United Healthcare Commercial $54.98 ↑ +187%
Hue Health, Inc Medicare Advantage $55.10 ↑ +188%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $55.10 ↑ +188%
First Choice of the Midwest Commercial $55.10 ↑ +188%
Multiplan Commercial $56.26 ↑ +194%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Beta-2 microglobulin at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $13.17 $15.69 – $55.10
Banner North Colorado Medical Center - Loveland Campus Loveland $21.39 $14.91 – $55.10
East Morgan County Hospital Brush $35.73 $24.44 – $56.26
AdventHealth Porter Denver $304.45 $15.86 – $29.93
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $629.15 $9.47 – $39.32
HCA HealthONE MOUNTAIN RIDGE Thornton $737.74 $7.68 – $39.32
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $369.85 $16.02 – $16.99
AdventHealth Littleton Littleton $304.45 $15.86 – $29.93

All Colorado hospitals for this procedure →