Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$428.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$966.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$269.51 with Aetna vs $2,022.17 with Devoted Health Services — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $269.51 | ↓ -37% |
| Medicare | Traditional Medicare | $299.46 | ↓ -30% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $299.46 | ↓ -30% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $299.46 | ↓ -30% |
| Medica | Medicare Advantage | $299.46 | ↓ -30% |
| Banner Health | Banner Choice Plus/Banner Select | $299.46 | ↓ -30% |
| Assist Health Group | AHG Specialty Network | $359.35 | ↓ -16% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $469.57 | ↑ +9% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $511.69 | ↑ +19% |
| United Healthcare | Colorado Navigate/Colorado Option | $560.28 | ↑ +31% |
| Denver Health Medical Plan | Commercial | $584.91 | ↑ +36% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $712.71 | ↑ +66% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $734.06 | ↑ +71% |
| Medica | Commercial | $804.68 | ↑ +88% |
| United Healthcare | Colorado Doctor's Plan | $824.00 | ↑ +92% |
| First Choice Health Network | Commercial | $869.40 | ↑ +103% |
| Apostrophe, Inc. | Commercial | $869.40 | ↑ +103% |
| Aetna | Commercial/Medical Rental | $898.38 | ↑ +109% |
| United Healthcare | Commercial | $915.77 | ↑ +114% |
| Hue Health, Inc | Medicare Advantage | $917.70 | ↑ +114% |
| First Choice of the Midwest | Commercial | $917.70 | ↑ +114% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $917.70 | ↑ +114% |
| Multiplan | Commercial | $937.02 | ↑ +118% |
| United Healthcare | UHC Medicare Advantage | $1,838.34 | ↑ +329% |
| Clear Spring Health | Medicare Advantage | $1,838.34 | ↑ +329% |
| Longevity | Medicare Advantage | $1,893.49 | ↑ +341% |
| Humana | Medicare Advantage | $1,948.64 | ↑ +354% |
| Devoted Health Services | Medicare Advantage | $2,022.17 | ↑ +371% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $391.23 | $248.26 – $13,923.00 |
| AdventHealth Porter | Denver | $3,059.13 | $165.05 – $1,442.33 |
| AdventHealth Littleton | Littleton | $3,059.13 | $165.05 – $1,442.33 |
| AdventHealth Avista | Louisville | $3,059.13 | $165.05 – $1,458.33 |
| AdventHealth Castle Rock | Castle Rock | $3,059.13 | $165.05 – $1,442.33 |
| AdventHealth Parker | Parker | $3,059.13 | $165.05 – $1,442.33 |
| Banner Fort Collins Medical Center | Fort Collins | not published | $7,984.00 – $13,923.00 |
| HCA HealthONE AURORA | Aurora | not published | $2,806.11 – $2,924.26 |