Antibody htlv-i at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$11.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$28.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$7.81 with Aetna vs $27.16 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $7.81 | ↓ -31% |
| Banner Health | Banner Choice Plus/Banner Select | $8.68 | ↓ -24% |
| Medicare | Traditional Medicare | $8.68 | ↓ -24% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $8.68 | ↓ -24% |
| Medica | Medicare Advantage | $8.68 | ↓ -24% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $8.68 | ↓ -24% |
| United Healthcare | UHC Medicare Advantage | $9.09 | ↓ -20% |
| Clear Spring Health | Medicare Advantage | $9.09 | ↓ -20% |
| Longevity | Medicare Advantage | $9.36 | ↓ -18% |
| Humana | Medicare Advantage | $9.64 | ↓ -15% |
| Devoted Health Services | Medicare Advantage | $10.00 | ↓ -12% |
| Assist Health Group | AHG Specialty Network | $10.42 | ↓ -9% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $13.61 | ↑ +19% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $14.83 | ↑ +30% |
| United Healthcare | Colorado Navigate/Colorado Option | $16.24 | ↑ +42% |
| Denver Health Medical Plan | Commercial | $16.95 | ↑ +49% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $20.66 | ↑ +81% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $21.28 | ↑ +87% |
| Medica | Commercial | $23.32 | ↑ +105% |
| United Healthcare | Colorado Doctor's Plan | $23.88 | ↑ +109% |
| Apostrophe, Inc. | Commercial | $25.20 | ↑ +121% |
| First Choice Health Network | Commercial | $25.20 | ↑ +121% |
| Aetna | Commercial/Medical Rental | $26.04 | ↑ +128% |
| United Healthcare | Commercial | $26.54 | ↑ +133% |
| First Choice of the Midwest | Commercial | $26.60 | ↑ +133% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $26.60 | ↑ +133% |
| Hue Health, Inc | Medicare Advantage | $26.60 | ↑ +133% |
| Multiplan | Commercial | $27.16 | ↑ +138% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
Visitor-reported prices
Comments
Antibody htlv-i at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $5.18 | $8.82 – $26.60 |
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $7.48 | $7.20 – $26.60 |
| East Morgan County Hospital | Brush | $20.69 | $11.80 – $27.16 |
| AdventHealth Porter | Denver | not published | $8.91 – $16.82 |
| HCA HealthONE AURORA | Aurora | not published | $4.85 – $22.09 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $5.79 – $22.09 |
| HCA HealthONE SKY RIDGE | Lone Tree | not published | $5.20 – $22.09 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $5.20 – $131.77 |