Albumin serum plasma or whole blood at Sterling Regional Medical Center

615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$20.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.95 with United Healthcare vs $37.83 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $4.95 ↓ -76%
Clear Spring Health Medicare Advantage $4.95 ↓ -76%
Longevity Medicare Advantage $5.10 ↓ -75%
Humana Medicare Advantage $5.25 ↓ -75%
Devoted Health Services Medicare Advantage $5.45 ↓ -74%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $7.76 ↓ -63%
Aetna Medicare Advantage $10.88 ↓ -48%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $12.09 ↓ -42%
Anthem Blue Cross Blue Shield Colorado Medicare $12.09 ↓ -42%
Banner Health Banner Choice Plus/Banner Select $12.09 ↓ -42%
Medica Medicare Advantage $12.09 ↓ -42%
Medicare Traditional Medicare $12.09 ↓ -42%
Assist Health Group AHG Specialty Network $14.51 ↓ -30%
Anthem Blue Cross Blue Shield Colorado Pathway Standard $20.66 ↓ -1%
United Healthcare Colorado Navigate/Colorado Option $22.62 ↑ +9%
Denver Health Medical Plan Commercial $23.61 ↑ +14%
Anthem Blue Cross Blue Shield Colorado Pathway $28.77 ↑ +38%
Anthem Blue Cross Blue Shield Colorado Blue Priority/HMO/PPO/Indemnity $29.64 ↑ +43%
Medica Commercial $32.49 ↑ +56%
United Healthcare Colorado Doctor's Plan $33.27 ↑ +60%
Apostrophe, Inc. Commercial $35.10 ↑ +69%
First Choice Health Network Commercial $35.10 ↑ +69%
Aetna Commercial/Medical Rental $36.27 ↑ +74%
United Healthcare Commercial $36.97 ↑ +78%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $37.05 ↑ +78%
Hue Health, Inc Medicare Advantage $37.05 ↑ +78%
First Choice of the Midwest Commercial $37.05 ↑ +78%
Multiplan Commercial $37.83 ↑ +82%
Molina Healthcare Medicaid/CHIP not published by hospital

Visitor-reported prices

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Albumin serum plasma or whole blood at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $14.30 $4.80 – $14.25
Banner North Colorado Medical Center - Loveland Campus Loveland $14.49 $3.85 – $14.25
East Morgan County Hospital Brush $38.81 $16.43 – $37.83
AdventHealth Porter Denver $126.07 $4.85 – $9.16
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $107.40 $4.90 – $14.17
AdventHealth Littleton Littleton $126.07 $4.85 – $9.16
AdventHealth Avista Louisville $126.07 $4.85 – $9.16
AdventHealth Castle Rock Castle Rock $126.07 $4.85 – $9.16

All Colorado hospitals for this procedure →