3-d radiotherapy plan at Sterling Regional Medical Center
615 Fairhurst Street, Sterling, CO · Banner Health · · NPI 1942238555
$2,002.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,500.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$976.50 with Aetna vs $3,395.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $976.50 | ↓ -51% |
| Banner Health | Banner Choice Plus/Banner Select | $1,085.00 | ↓ -46% |
| Medicare | Traditional Medicare | $1,085.00 | ↓ -46% |
| Medica | Medicare Advantage | $1,085.00 | ↓ -46% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,085.00 | ↓ -46% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,085.00 | ↓ -46% |
| Assist Health Group | AHG Specialty Network | $1,302.00 | ↓ -35% |
| Clear Spring Health | Medicare Advantage | $1,375.07 | ↓ -31% |
| United Healthcare | UHC Medicare Advantage | $1,375.07 | ↓ -31% |
| Longevity | Medicare Advantage | $1,416.32 | ↓ -29% |
| Humana | Medicare Advantage | $1,457.57 | ↓ -27% |
| Devoted Health Services | Medicare Advantage | $1,512.58 | ↓ -24% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,701.35 | ↓ -15% |
| Anthem Blue Cross Blue Shield Colorado | Pathway Standard | $1,853.95 | ↓ -7% |
| United Healthcare | Colorado Navigate/Colorado Option | $2,030.00 | ↑ +1% |
| Denver Health Medical Plan | Commercial | $2,119.25 | ↑ +6% |
| Anthem Blue Cross Blue Shield Colorado | Pathway | $2,582.30 | ↑ +29% |
| Anthem Blue Cross Blue Shield Colorado | Blue Priority/HMO/PPO/Indemnity | $2,659.65 | ↑ +33% |
| Medica | Commercial | $2,915.50 | ↑ +46% |
| United Healthcare | Colorado Doctor's Plan | $2,985.50 | ↑ +49% |
| Apostrophe, Inc. | Commercial | $3,150.00 | ↑ +57% |
| First Choice Health Network | Commercial | $3,150.00 | ↑ +57% |
| Aetna | Commercial/Medical Rental | $3,255.00 | ↑ +63% |
| United Healthcare | Commercial | $3,318.00 | ↑ +66% |
| First Choice of the Midwest | Commercial | $3,325.00 | ↑ +66% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $3,325.00 | ↑ +66% |
| Hue Health, Inc | Medicare Advantage | $3,325.00 | ↑ +66% |
| Multiplan | Commercial | $3,395.00 | ↑ +70% |
| Molina Healthcare | Medicaid/CHIP | not published by hospital | — |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
3-d radiotherapy plan at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner North Colorado Medical Center - Loveland Campus | Loveland | $4,559.92 | $1,335.50 – $8,858.75 |
| AdventHealth Porter | Denver | $15,779.15 | $477.65 – $2,701.18 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $12,905.00 | $559.41 – $2,647.74 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $11,554.50 | $559.41 – $3,985.13 |
| HCA HealthONE SKY RIDGE | Lone Tree | $31,061.25 | $559.41 – $3,363.72 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $31,061.25 | $559.41 – $3,363.72 |
| AdventHealth Littleton | Littleton | $15,779.15 | $477.65 – $2,701.18 |
| AdventHealth Avista | Louisville | $15,779.15 | $477.65 – $2,731.16 |