X-ray sinus tract/fistula/abscess at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$318.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$905.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.00 with United Healthcare vs $1,324.13 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $112.00 ↓ -65%
United Healthcare UHC Colorado Doctors Plan $155.00 ↓ -51%
United Healthcare UHC Exchange $195.00 ↓ -39%
United Healthcare Commercial $216.00 ↓ -32%
Banner Health Banner Choice Plus/Banner Select $232.59 ↓ -27%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $300.80 ↓ -6%
Coventry Auto $515.85 ↑ +62%
United Healthcare UHC Medicare Advantage $535.17 ↑ +68%
Clear Spring Health Medicare Advantage $551.72 ↑ +73%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $551.72 ↑ +73%
Medicare Traditional Medicare $551.72 ↑ +73%
Medica Medicare Advantage $551.72 ↑ +73%
Anthem Blue Cross Blue Shield Colorado Medicare $551.72 ↑ +73%
Humana Medicare Advantage $568.27 ↑ +78%
Longevity Medicare Advantage $568.27 ↑ +78%
Devoted Health Services Medicare Advantage $579.31 ↑ +82%
Hue Health, Inc Medicare Advantage $633.50 ↑ +99%
Assist Health Group AHG Specialty Network $662.06 ↑ +108%
Coventry Workers Comp $724.00 ↑ +127%
Medica Commercial $753.87 ↑ +137%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $760.20 ↑ +139%
Apostrophe, Inc. Commercial $769.25 ↑ +141%
Decent Health Commercial $769.25 ↑ +141%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $769.25 ↑ +141%
Aetna Commercial $795.50 ↑ +150%
Multiplan Commercial $850.70 ↑ +167%
First Choice of the Midwest Commercial $859.75 ↑ +170%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $865.10 ↑ +172%
Denver Health Medical Plan Commercial $986.14 ↑ +210%
Centivo Self-Funded $1,324.13 ↑ +316%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray sinus tract/fistula/abscess at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $471.50 $106.00 – $1,322.47
Sterling Regional Medical Center Sterling $321.75 $199.49 – $693.55
East Morgan County Hospital Brush $474.76 $22.76 – $52.38
AdventHealth Porter Denver $2,277.39 $65.07 – $1,066.35
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,566.96 $820.91 – $1,086.50
AdventHealth Littleton Littleton $2,277.39 $65.07 – $1,066.35
AdventHealth Avista Louisville $2,277.39 $65.07 – $1,078.18
AdventHealth Castle Rock Castle Rock $2,277.39 $65.07 – $1,066.35

All Colorado hospitals for this procedure →