X-ray hip with pelvis when performed bilateral 3-4 views at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$107.71

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$306.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.64 with Banner Health vs $290.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $78.64 ↓ -27%
United Healthcare UHC Medicare Advantage $103.79 ↓ -4%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $107.00 ↓ -1%
Medica Medicare Advantage $107.00 ↓ -1%
Anthem Blue Cross Blue Shield Colorado Medicare $107.00 ↓ -1%
Medicare Traditional Medicare $107.00 ↓ -1%
Clear Spring Health Medicare Advantage $107.00 ↓ -1%
Humana Medicare Advantage $110.21 ↑ +2%
Longevity Medicare Advantage $110.21 ↑ +2%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $112.00 ↑ +4%
Devoted Health Services Medicare Advantage $112.35 ↑ +4%
Assist Health Group AHG Specialty Network $128.40 ↑ +19%
Aetna Commercial $153.00 ↑ +42%
United Healthcare UHC Colorado Doctors Plan $155.00 ↑ +44%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $167.78 ↑ +56%
Coventry Auto $174.42 ↑ +62%
Denver Health Medical Plan Commercial $191.25 ↑ +78%
United Healthcare UHC Exchange $195.00 ↑ +81%
Hue Health, Inc Medicare Advantage $214.20 ↑ +99%
United Healthcare Commercial $216.00 ↑ +101%
Coventry Workers Comp $244.80 ↑ +127%
Medica Commercial $254.90 ↑ +137%
Centivo Self-Funded $256.80 ↑ +138%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $257.04 ↑ +139%
Decent Health Commercial $260.10 ↑ +141%
Apostrophe, Inc. Commercial $260.10 ↑ +141%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $260.10 ↑ +141%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $273.05 ↑ +154%
Multiplan Commercial $287.64 ↑ +167%
First Choice of the Midwest Commercial $290.70 ↑ +170%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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X-ray hip with pelvis when performed bilateral 3-4 views at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $159.43 $103.66 – $290.70
Sterling Regional Medical Center Sterling $200.25 $106.87 – $431.65
East Morgan County Hospital Brush $295.48 $13.06 – $30.07
AdventHealth Porter Denver $2,762.95 $73.68 – $204.02
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $427.25 $34.63 – $317.72
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $3,978.00 $34.63 – $775.32
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $365.51 $169.18 – $245.18
AdventHealth Littleton Littleton $2,762.95 $73.68 – $204.02

All Colorado hospitals for this procedure →