Whole blood for transfusion at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$238.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$650.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.05 with Banner Health vs $617.50 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $167.05 ↓ -30%
United Healthcare UHC Medicare Advantage $219.72 ↓ -8%
Medica Medicare Advantage $226.52 ↓ -5%
Anthem Blue Cross Blue Shield Colorado Medicare $226.52 ↓ -5%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $226.52 ↓ -5%
Medicare Traditional Medicare $226.52 ↓ -5%
Clear Spring Health Medicare Advantage $226.52 ↓ -5%
Humana Medicare Advantage $233.32 ↓ -2%
Longevity Medicare Advantage $233.32 ↓ -2%
Devoted Health Services Medicare Advantage $237.85 ↓ -0%
Assist Health Group AHG Specialty Network $271.82 ↑ +14%
United Healthcare Commercial $304.20 ↑ +28%
United Healthcare UHC Exchange $304.20 ↑ +28%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $304.20 ↑ +28%
United Healthcare UHC Colorado Doctors Plan $304.20 ↑ +28%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $355.18 ↑ +49%
Coventry Auto $370.50 ↑ +55%
Denver Health Medical Plan Commercial $404.88 ↑ +70%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $416.19 ↑ +74%
Hue Health, Inc Medicare Advantage $455.00 ↑ +91%
Coventry Workers Comp $520.00 ↑ +118%
Medica Commercial $541.45 ↑ +127%
Centivo Self-Funded $543.65 ↑ +128%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $546.00 ↑ +129%
Apostrophe, Inc. Commercial $552.50 ↑ +132%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $552.50 ↑ +132%
Decent Health Commercial $552.50 ↑ +132%
Aetna Commercial $571.35 ↑ +140%
Multiplan Commercial $611.00 ↑ +156%
First Choice of the Midwest Commercial $617.50 ↑ +159%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Whole blood for transfusion at other Colorado hospitals

Hospital City Cash price Negotiated range
AdventHealth Porter Denver $951.54 not published
HCA HealthONE AURORA Aurora $3,680.39 $328.01 – $341.82
CENTRAL PARK ER, A PART OF ROSE DENVER $1,342.00 $328.01 – $341.82
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,541.50 $328.01 – $341.82
HCA HealthONE SKY RIDGE Lone Tree $3,369.30 $328.01 – $341.82
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $3,369.30 $328.01 – $341.82
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $1,586.75 $328.01 – $341.82
HCA HealthONE MOUNTAIN RIDGE Thornton $2,295.44 $328.01 – $341.82

All Colorado hospitals for this procedure →