Wash harvest stem cells at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$527.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$295.29 with Banner Health vs $3,990.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $295.29 ↓ -44%
United Healthcare UHC Medicare Advantage $426.71 ↓ -19%
Clear Spring Health Medicare Advantage $439.91 ↓ -17%
Anthem Blue Cross Blue Shield Colorado Medicare $439.91 ↓ -17%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $439.91 ↓ -17%
Medicare Traditional Medicare $439.91 ↓ -17%
Medica Medicare Advantage $439.91 ↓ -17%
Longevity Medicare Advantage $453.11 ↓ -14%
Humana Medicare Advantage $453.11 ↓ -14%
Devoted Health Services Medicare Advantage $461.91 ↓ -12%
Assist Health Group AHG Specialty Network $527.89 ↑ +0%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $537.73 ↑ +2%
Coventry Auto $654.93 ↑ +24%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $689.78 ↑ +31%
United Healthcare UHC Colorado Doctors Plan $730.76 ↑ +39%
Denver Health Medical Plan Commercial $786.30 ↑ +49%
Hue Health, Inc Medicare Advantage $804.30 ↑ +53%
United Healthcare Commercial $914.60 ↑ +73%
United Healthcare UHC Exchange $914.60 ↑ +73%
Coventry Workers Comp $919.20 ↑ +74%
Medica Commercial $957.12 ↑ +81%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $965.16 ↑ +83%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $976.65 ↑ +85%
Apostrophe, Inc. Commercial $976.65 ↑ +85%
Decent Health Commercial $976.65 ↑ +85%
Aetna Commercial $1,009.97 ↑ +92%
Centivo Self-Funded $1,055.78 ↑ +100%
Multiplan Commercial $1,080.06 ↑ +105%
First Choice of the Midwest Commercial $1,091.55 ↑ +107%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +657%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Wash harvest stem cells at other Colorado hospitals

Hospital City Cash price Negotiated range
AdventHealth Porter Denver not published $456.08 – $3,281.00
HCA HealthONE AURORA Aurora not published $667.98 – $696.11
CENTRAL PARK ER, A PART OF ROSE DENVER not published $667.98 – $696.11
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $667.98 – $696.11
HCA HealthONE SKY RIDGE Lone Tree not published $667.98 – $696.11
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER not published $667.98 – $696.11
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD not published $667.98 – $696.11
HCA HealthONE MOUNTAIN RIDGE Thornton not published $667.98 – $696.11

All Colorado hospitals for this procedure →