Warde oxcarbazepine therapeutic drug level at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$15.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.85 with United Healthcare vs $65.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $12.85 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Medicare $13.25 ↓ -17%
Medicare Traditional Medicare $13.25 ↓ -17%
Clear Spring Health Medicare Advantage $13.25 ↓ -17%
Medica Medicare Advantage $13.25 ↓ -17%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $13.25 ↓ -17%
Humana Medicare Advantage $13.65 ↓ -14%
Longevity Medicare Advantage $13.65 ↓ -14%
Devoted Health Services Medicare Advantage $13.91 ↓ -12%
Assist Health Group AHG Specialty Network $15.90 ↑ +0%
Banner Health Banner Choice Plus/Banner Select $17.73 ↑ +12%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $20.78 ↑ +31%
Denver Health Medical Plan Commercial $23.68 ↑ +49%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $26.50 ↑ +67%
Centivo Self-Funded $31.80 ↑ +100%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $32.29 ↑ +103%
Hue Health, Inc Medicare Advantage $33.79 ↑ +113%
Coventry Auto $39.33 ↑ +148%
United Healthcare UHC Colorado Doctors Plan $43.88 ↑ +176%
United Healthcare UHC Exchange $54.92 ↑ +246%
United Healthcare Commercial $54.92 ↑ +246%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $55.20 ↑ +248%
Coventry Workers Comp $55.20 ↑ +248%
Medica Commercial $57.48 ↑ +262%
Apostrophe, Inc. Commercial $58.65 ↑ +270%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $58.65 ↑ +270%
Decent Health Commercial $58.65 ↑ +270%
Aetna Commercial $60.65 ↑ +282%
Multiplan Commercial $64.86 ↑ +309%
First Choice of the Midwest Commercial $65.55 ↑ +313%

Visitor-reported prices

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Warde oxcarbazepine therapeutic drug level at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $15.66 $12.85 – $65.55
Sterling Regional Medical Center Sterling $22.77 $13.25 – $66.93
East Morgan County Hospital Brush $42.50 $29.08 – $66.93
AdventHealth Porter Denver $198.44 $12.98 – $24.51
CENTRAL PARK ER, A PART OF ROSE DENVER $63.00 $6.03 – $32.20
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $136.00 $8.44 – $32.20
AdventHealth Littleton Littleton $198.44 $12.98 – $24.51
AdventHealth Avista Louisville $198.44 $12.98 – $24.51

All Colorado hospitals for this procedure →