Warde cobalt heavy metal quantitative each nes at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$66.24

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$288.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.30 with United Healthcare vs $100.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $21.30 ↓ -68%
Anthem Blue Cross Blue Shield Colorado Medicare $21.96 ↓ -67%
Medicare Traditional Medicare $21.96 ↓ -67%
Clear Spring Health Medicare Advantage $21.96 ↓ -67%
Medica Medicare Advantage $21.96 ↓ -67%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $21.96 ↓ -67%
Humana Medicare Advantage $22.62 ↓ -66%
Longevity Medicare Advantage $22.62 ↓ -66%
Devoted Health Services Medicare Advantage $23.06 ↓ -65%
Assist Health Group AHG Specialty Network $26.35 ↓ -60%
Banner Health Banner Choice Plus/Banner Select $27.24 ↓ -59%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $34.43 ↓ -48%
Denver Health Medical Plan Commercial $39.25 ↓ -41%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $43.92 ↓ -34%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $49.61 ↓ -25%
Centivo Self-Funded $52.70 ↓ -20%
Hue Health, Inc Medicare Advantage $56.00 ↓ -15%
Coventry Auto $60.42 ↓ -9%
United Healthcare UHC Colorado Doctors Plan $67.42 ↑ +2%
United Healthcare UHC Exchange $84.38 ↑ +27%
United Healthcare Commercial $84.38 ↑ +27%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $84.80 ↑ +28%
Coventry Workers Comp $84.80 ↑ +28%
Medica Commercial $88.30 ↑ +33%
Apostrophe, Inc. Commercial $90.10 ↑ +36%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $90.10 ↑ +36%
Decent Health Commercial $90.10 ↑ +36%
Aetna Commercial $93.17 ↑ +41%
Multiplan Commercial $99.64 ↑ +50%
First Choice of the Midwest Commercial $100.70 ↑ +52%

Visitor-reported prices

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Warde cobalt heavy metal quantitative each nes at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $65.38 $21.30 – $273.60
Sterling Regional Medical Center Sterling $95.04 $21.96 – $279.36
East Morgan County Hospital Brush $177.41 $121.36 – $279.36
AdventHealth Porter Denver $330.59 $21.52 – $40.63
AdventHealth Littleton Littleton $330.59 $21.52 – $40.63
AdventHealth Avista Louisville $330.59 $21.52 – $40.63
AdventHealth Castle Rock Castle Rock $330.59 $21.52 – $40.63
AdventHealth Parker Parker $330.59 $21.52 – $40.63

All Colorado hospitals for this procedure →