healthcosts.net
Vitamin D Test at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$20.47
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$89.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$22.87 with Banner Health vs $84.55 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $22.87 | ↑ +12% |
| United Healthcare | UHC Medicare Advantage | $28.71 | ↑ +40% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $29.60 | ↑ +45% |
| Clear Spring Health | Medicare Advantage | $29.60 | ↑ +45% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $29.60 | ↑ +45% |
| Medica | Medicare Advantage | $29.60 | ↑ +45% |
| Medicare | Traditional Medicare | $29.60 | ↑ +45% |
| Humana | Medicare Advantage | $30.49 | ↑ +49% |
| Longevity | Medicare Advantage | $30.49 | ↑ +49% |
| Devoted Health Services | Medicare Advantage | $31.08 | ↑ +52% |
| Assist Health Group | AHG Specialty Network | $35.52 | ↑ +74% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $41.65 | ↑ +103% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $46.41 | ↑ +127% |
| Coventry | Auto | $50.73 | ↑ +148% |
| Denver Health Medical Plan | Commercial | $52.91 | ↑ +158% |
| United Healthcare | UHC Colorado Doctors Plan | $56.60 | ↑ +177% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $59.20 | ↑ +189% |
| Hue Health, Inc | Medicare Advantage | $62.30 | ↑ +204% |
| United Healthcare | Commercial | $70.84 | ↑ +246% |
| United Healthcare | UHC Exchange | $70.84 | ↑ +246% |
| Centivo | Self-Funded | $71.04 | ↑ +247% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $71.20 | ↑ +248% |
| Coventry | Workers Comp | $71.20 | ↑ +248% |
| Medica | Commercial | $74.14 | ↑ +262% |
| Apostrophe, Inc. | Commercial | $75.65 | ↑ +270% |
| Decent Health | Commercial | $75.65 | ↑ +270% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $75.65 | ↑ +270% |
| Aetna | Commercial | $78.23 | ↑ +282% |
| Multiplan | Commercial | $83.66 | ↑ +309% |
| First Choice of the Midwest | Commercial | $84.55 | ↑ +313% |
Visitor-reported prices
Comments
Vitamin D Test at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $20.20 | $28.71 – $84.55 |
| Sterling Regional Medical Center | Sterling | $53.13 | $24.83 – $86.33 |
| East Morgan County Hospital | Brush | $99.18 | $37.50 – $86.33 |