Virus isolation addl studies ea at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$18.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$65.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15.68 with Banner Health vs $57.95 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $15.68 | ↓ -14% |
| United Healthcare | UHC Medicare Advantage | $19.59 | ↑ +8% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $20.20 | ↑ +11% |
| Clear Spring Health | Medicare Advantage | $20.20 | ↑ +11% |
| Medica | Medicare Advantage | $20.20 | ↑ +11% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $20.20 | ↑ +11% |
| Medicare | Traditional Medicare | $20.20 | ↑ +11% |
| Humana | Medicare Advantage | $20.81 | ↑ +15% |
| Longevity | Medicare Advantage | $20.81 | ↑ +15% |
| Devoted Health Services | Medicare Advantage | $21.21 | ↑ +17% |
| Assist Health Group | AHG Specialty Network | $24.24 | ↑ +34% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $28.55 | ↑ +57% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $31.67 | ↑ +75% |
| Coventry | Auto | $34.77 | ↑ +92% |
| Denver Health Medical Plan | Commercial | $36.11 | ↑ +99% |
| United Healthcare | UHC Colorado Doctors Plan | $38.80 | ↑ +114% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $40.40 | ↑ +123% |
| Hue Health, Inc | Medicare Advantage | $42.70 | ↑ +135% |
| Centivo | Self-Funded | $48.48 | ↑ +167% |
| United Healthcare | Commercial | $48.56 | ↑ +168% |
| United Healthcare | UHC Exchange | $48.56 | ↑ +168% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $48.80 | ↑ +169% |
| Coventry | Workers Comp | $48.80 | ↑ +169% |
| Medica | Commercial | $50.81 | ↑ +180% |
| Decent Health | Commercial | $51.85 | ↑ +186% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $51.85 | ↑ +186% |
| Apostrophe, Inc. | Commercial | $51.85 | ↑ +186% |
| Aetna | Commercial | $53.62 | ↑ +196% |
| Multiplan | Commercial | $57.34 | ↑ +216% |
| First Choice of the Midwest | Commercial | $57.95 | ↑ +219% |
Visitor-reported prices
Comments
Virus isolation addl studies ea at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $9.42 | $19.59 – $57.95 |
| Sterling Regional Medical Center | Sterling | $27.95 | $18.14 – $63.05 |
| East Morgan County Hospital | Brush | $43.42 | $27.39 – $63.05 |
| AdventHealth Porter | Denver | $777.10 | $19.80 – $37.37 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $751.41 | $9.58 – $49.09 |
| AdventHealth Littleton | Littleton | $777.10 | $19.80 – $37.37 |
| AdventHealth Avista | Louisville | $777.10 | $19.80 – $37.37 |
| AdventHealth Castle Rock | Castle Rock | $777.10 | $19.80 – $37.37 |