Venous sampling s&i at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$2,405.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,833.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$112.00 with United Healthcare vs $13,054.63 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $112.00 | ↓ -95% |
| United Healthcare | UHC Colorado Doctors Plan | $155.00 | ↓ -94% |
| United Healthcare | UHC Exchange | $195.00 | ↓ -92% |
| United Healthcare | Commercial | $216.00 | ↓ -91% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $532.05 | ↓ -78% |
| Banner Health | Banner Choice Plus/Banner Select | $1,756.08 | ↓ -27% |
| Coventry | Auto | $3,894.81 | ↑ +62% |
| Hue Health, Inc | Medicare Advantage | $4,783.10 | ↑ +99% |
| United Healthcare | UHC Medicare Advantage | $5,276.25 | ↑ +119% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $5,439.43 | ↑ +126% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $5,439.43 | ↑ +126% |
| Medicare | Traditional Medicare | $5,439.43 | ↑ +126% |
| Medica | Medicare Advantage | $5,439.43 | ↑ +126% |
| Clear Spring Health | Medicare Advantage | $5,439.43 | ↑ +126% |
| Coventry | Workers Comp | $5,466.40 | ↑ +127% |
| Longevity | Medicare Advantage | $5,602.61 | ↑ +133% |
| Humana | Medicare Advantage | $5,602.61 | ↑ +133% |
| Medica | Commercial | $5,691.89 | ↑ +137% |
| Devoted Health Services | Medicare Advantage | $5,711.40 | ↑ +137% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $5,739.72 | ↑ +139% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $5,808.05 | ↑ +141% |
| Apostrophe, Inc. | Commercial | $5,808.05 | ↑ +141% |
| Decent Health | Commercial | $5,808.05 | ↑ +141% |
| Aetna | Commercial | $6,006.21 | ↑ +150% |
| Multiplan | Commercial | $6,423.02 | ↑ +167% |
| First Choice of the Midwest | Commercial | $6,491.35 | ↑ +170% |
| Assist Health Group | AHG Specialty Network | $6,527.32 | ↑ +171% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $8,529.03 | ↑ +255% |
| Denver Health Medical Plan | Commercial | $9,722.44 | ↑ +304% |
| Centivo | Self-Funded | $13,054.63 | ↑ +443% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Venous sampling s&i at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $3,559.99 | $106.00 – $13,038.29 |
| AdventHealth Porter | Denver | $7,462.18 | $147.98 – $10,859.29 |
| HCA HealthONE AURORA | Aurora | $18,281.60 | $63.74 – $11,963.33 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $20,745.00 | $63.74 – $10,733.33 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $10,343.75 | $63.74 – $15,277.84 |
| HCA HealthONE SKY RIDGE | Lone Tree | $24,026.20 | $63.74 – $12,895.54 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $24,026.20 | $63.74 – $12,895.54 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $4,140.69 | $63.74 – $13,154.48 |