Venipuncture >= 3 years diagnostic/therapeutic (not to be used for routine venipuncture) at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$20.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$50.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.85 with Banner Health vs $48.34 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $12.85 | ↓ -37% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $23.40 | ↑ +16% |
| Centivo | Self-Funded | $25.00 | ↑ +23% |
| Assist Health Group | AHG Specialty Network | $25.00 | ↑ +23% |
| Coventry | Auto | $28.50 | ↑ +41% |
| United Healthcare | UHC Colorado Doctors Plan | $31.80 | ↑ +57% |
| Hue Health, Inc | Medicare Advantage | $35.00 | ↑ +73% |
| United Healthcare | UHC Exchange | $39.80 | ↑ +97% |
| Coventry | Workers Comp | $40.00 | ↑ +98% |
| Medica | Commercial | $41.65 | ↑ +106% |
| Decent Health | Commercial | $42.50 | ↑ +110% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $42.50 | ↑ +110% |
| Apostrophe, Inc. | Commercial | $42.50 | ↑ +110% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $42.50 | ↑ +110% |
| Aetna | Commercial | $43.95 | ↑ +117% |
| United Healthcare | Commercial | $44.20 | ↑ +118% |
| Multiplan | Commercial | $47.00 | ↑ +132% |
| First Choice of the Midwest | Commercial | $47.50 | ↑ +135% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $48.34 | ↑ +139% |
Visitor-reported prices
Comments
Venipuncture >= 3 years diagnostic/therapeutic (not to be used for routine venipuncture) at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| East Morgan County Hospital | Brush | $25.20 | $18.12 – $41.71 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $335.00 | $4.17 – $4.17 |
| HCA HealthONE SKY RIDGE | Lone Tree | $106.67 | $5.24 – $5.24 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $106.67 | $5.24 – $5.24 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $5.83 – $5.83 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | not published | $5.36 – $5.36 |