Ultrasound joint complete left at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$275.39

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$498.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$103.79 with United Healthcare vs $473.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $103.79 ↓ -62%
Medica Medicare Advantage $107.00 ↓ -61%
Anthem Blue Cross Blue Shield Colorado Medicare $107.00 ↓ -61%
Medicare Traditional Medicare $107.00 ↓ -61%
Clear Spring Health Medicare Advantage $107.00 ↓ -61%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $107.00 ↓ -61%
Longevity Medicare Advantage $110.21 ↓ -60%
Humana Medicare Advantage $110.21 ↓ -60%
Devoted Health Services Medicare Advantage $112.35 ↓ -59%
Banner Health Banner Choice Plus/Banner Select $127.99 ↓ -54%
Assist Health Group AHG Specialty Network $128.40 ↓ -53%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $167.78 ↓ -39%
Denver Health Medical Plan Commercial $191.25 ↓ -31%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $226.00 ↓ -18%
Centivo Self-Funded $256.80 ↓ -7%
Hue Health, Inc Medicare Advantage $272.85 ↓ -1%
Coventry Auto $283.86 ↑ +3%
United Healthcare UHC Colorado Doctors Plan $315.00 ↑ +14%
Aetna Commercial $328.00 ↑ +19%
United Healthcare UHC Exchange $394.00 ↑ +43%
Coventry Workers Comp $398.40 ↑ +45%
Medica Commercial $414.83 ↑ +51%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $418.32 ↑ +52%
Decent Health Commercial $423.30 ↑ +54%
Apostrophe, Inc. Commercial $423.30 ↑ +54%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $423.30 ↑ +54%
United Healthcare Commercial $438.00 ↑ +59%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $456.00 ↑ +66%
Multiplan Commercial $468.12 ↑ +70%
First Choice of the Midwest Commercial $473.10 ↑ +72%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ultrasound joint complete left at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $350.59 $103.66 – $473.10
Sterling Regional Medical Center Sterling $516.31 $106.87 – $881.73
East Morgan County Hospital Brush $708.11 $27.39 – $63.05
AdventHealth Porter Denver $2,437.49 $19.56 – $204.02
AdventHealth Littleton Littleton $2,437.49 $19.56 – $204.02
AdventHealth Avista Louisville $2,437.49 $19.56 – $206.29
AdventHealth Castle Rock Castle Rock $2,437.49 $19.56 – $204.02
AdventHealth Parker Parker $2,437.49 $19.56 – $204.02

All Colorado hospitals for this procedure →