Tx atrial fib pulm vein isol at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$37,873.67
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$36,791.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9,455.29 with Banner Health vs $59,244.91 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $9,455.29 | ↓ -75% |
| Coventry | Auto | $20,970.87 | ↓ -45% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $22,253.00 | ↓ -41% |
| United Healthcare | UHC Medicare Advantage | $23,944.82 | ↓ -37% |
| Medicare | Traditional Medicare | $24,685.38 | ↓ -35% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $24,685.38 | ↓ -35% |
| Clear Spring Health | Medicare Advantage | $24,685.38 | ↓ -35% |
| Medica | Medicare Advantage | $24,685.38 | ↓ -35% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $24,685.38 | ↓ -35% |
| Humana | Medicare Advantage | $25,425.94 | ↓ -33% |
| Longevity | Medicare Advantage | $25,425.94 | ↓ -33% |
| Hue Health, Inc | Medicare Advantage | $25,753.70 | ↓ -32% |
| Devoted Health Services | Medicare Advantage | $25,919.65 | ↓ -32% |
| Coventry | Workers Comp | $29,432.80 | ↓ -22% |
| Assist Health Group | AHG Specialty Network | $29,622.46 | ↓ -22% |
| Medica | Commercial | $30,646.90 | ↓ -19% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $30,904.44 | ↓ -18% |
| United Healthcare | UHC Colorado Doctors Plan | $31,061.00 | ↓ -18% |
| Decent Health | Commercial | $31,272.35 | ↓ -17% |
| Apostrophe, Inc. | Commercial | $31,272.35 | ↓ -17% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $31,272.35 | ↓ -17% |
| Multiplan | Commercial | $34,583.54 | ↓ -9% |
| First Choice of the Midwest | Commercial | $34,951.45 | ↓ -8% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $38,706.68 | ↑ +2% |
| United Healthcare | UHC Exchange | $38,826.00 | ↑ +3% |
| Aetna | Commercial | $41,769.00 | ↑ +10% |
| United Healthcare | Commercial | $43,141.00 | ↑ +14% |
| Denver Health Medical Plan | Commercial | $44,122.65 | ↑ +16% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $51,323.00 | ↑ +36% |
| Centivo | Self-Funded | $59,244.91 | ↑ +56% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Tx atrial fib pulm vein isol at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $10,926.93 | $15,084.31 – $59,170.73 |
| AdventHealth Porter | Denver | $57,603.19 | $1,546.00 – $51,008.95 |
| HCA HealthONE AURORA | Aurora | $127,559.46 | $36,546.14 – $38,084.92 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $222,291.00 | $36,546.14 – $38,084.92 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $114,580.50 | $36,546.14 – $38,084.92 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $105,610.00 | $1,368.95 – $38,084.92 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $139,554.78 | $36,546.14 – $38,084.92 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | $166,971.48 | $36,546.14 – $38,084.92 |