Tomosynthesis breast diagnostic left at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$22.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.39 with Banner Health vs $409.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $14.39 ↓ -36%
Centivo Self-Funded $28.00 ↑ +24%
Assist Health Group AHG Specialty Network $28.00 ↑ +24%
Coventry Auto $31.92 ↑ +41%
Hue Health, Inc Medicare Advantage $39.20 ↑ +73%
Coventry Workers Comp $44.80 ↑ +98%
Medica Commercial $46.65 ↑ +106%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $47.04 ↑ +108%
Apostrophe, Inc. Commercial $47.60 ↑ +111%
Decent Health Commercial $47.60 ↑ +111%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $47.60 ↑ +111%
Multiplan Commercial $52.64 ↑ +133%
First Choice of the Midwest Commercial $53.20 ↑ +135%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $131.61 ↑ +482%
Aetna Commercial $177.00 ↑ +683%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $211.00 ↑ +833%
United Healthcare UHC Colorado Doctors Plan $295.00 ↑ +1205%
United Healthcare UHC Exchange $369.00 ↑ +1532%
United Healthcare Commercial $409.00 ↑ +1709%

Visitor-reported prices

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Tomosynthesis breast diagnostic left at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $32.42 $22.96 – $260.00
Sterling Regional Medical Center Sterling $38.36 $15.62 – $54.32
East Morgan County Hospital Brush $43.74 $23.60 – $54.32
CENTRAL PARK ER, A PART OF ROSE DENVER $153.71 $13.37 – $57.31
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $63.00 $12.86 – $63.79
HCA HealthONE MOUNTAIN RIDGE Thornton $187.83 $13.37 – $57.31
AdventHealth Porter Denver not published $13.23 – $24.98
HCA HealthONE AURORA Aurora not published $13.37 – $59.18

All Colorado hospitals for this procedure →