Tissue culture tumor at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$203.34
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$443.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$113.85 with Banner Health vs $420.85 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $113.85 | ↓ -44% |
| United Healthcare | UHC Medicare Advantage | $143.09 | ↓ -30% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $147.52 | ↓ -27% |
| Clear Spring Health | Medicare Advantage | $147.52 | ↓ -27% |
| Medica | Medicare Advantage | $147.52 | ↓ -27% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $147.52 | ↓ -27% |
| Medicare | Traditional Medicare | $147.52 | ↓ -27% |
| Humana | Medicare Advantage | $151.95 | ↓ -25% |
| Longevity | Medicare Advantage | $151.95 | ↓ -25% |
| Devoted Health Services | Medicare Advantage | $154.90 | ↓ -24% |
| Assist Health Group | AHG Specialty Network | $177.02 | ↓ -13% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $207.32 | ↑ +2% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $231.31 | ↑ +14% |
| Coventry | Auto | $252.51 | ↑ +24% |
| Denver Health Medical Plan | Commercial | $263.68 | ↑ +30% |
| United Healthcare | UHC Colorado Doctors Plan | $281.75 | ↑ +39% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $295.04 | ↑ +45% |
| Hue Health, Inc | Medicare Advantage | $310.10 | ↑ +53% |
| United Healthcare | Commercial | $352.63 | ↑ +73% |
| United Healthcare | UHC Exchange | $352.63 | ↑ +73% |
| Centivo | Self-Funded | $354.05 | ↑ +74% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $354.40 | ↑ +74% |
| Coventry | Workers Comp | $354.40 | ↑ +74% |
| Medica | Commercial | $369.02 | ↑ +81% |
| Decent Health | Commercial | $376.55 | ↑ +85% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $376.55 | ↑ +85% |
| Apostrophe, Inc. | Commercial | $376.55 | ↑ +85% |
| Aetna | Commercial | $389.40 | ↑ +92% |
| Multiplan | Commercial | $416.42 | ↑ +105% |
| First Choice of the Midwest | Commercial | $420.85 | ↑ +107% |
Visitor-reported prices
Comments
Tissue culture tumor at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $216.63 | $143.09 – $420.85 |
| AdventHealth Porter | Denver | $2,318.36 | $144.57 – $272.91 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $2,301.00 | $67.12 – $358.47 |
| HCA HealthONE SKY RIDGE | Lone Tree | $2,838.36 | $84.38 – $358.47 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $2,838.36 | $84.38 – $358.47 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $1,668.40 | $86.30 – $358.47 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $813.49 | $146.04 – $154.90 |
| AdventHealth Littleton | Littleton | $2,318.36 | $144.57 – $272.91 |